1906 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1906 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,059 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$342,000 (Oct 2020)
Tax Bill	$4,363 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-1810-047-0023`

Property Details

APN / Parcel Number

Primary APN	`071-1810-047-0023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,059 sqft Living Area
1st Floor Area	55 sqft
2nd Floor Area	1,004 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1906 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7369
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	THE ESPLANADE PHASE 4 BLDG 10 UNIT 1906
Legal Subdivision	ESPLANADE-PH 04
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1906 ESPLANADE CIR, FOLSOM, CA 95630-7369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Grant Deed, Transfer · Conventional with PMI LOANPAL
Oct 5, 2017	Grant Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Book / Page	20201016 / 1329
Prior Transfer Date	Feb 11, 2016
Prior Transfer Doc	0000000574
Record Updated	Oct 29, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 16, 2020
Property Address	1906 ESPLANADE CIR, FOLSOM, CA 95630-7369
Document Number	2010161329
Instrument Date	Oct 9, 2020
Instrument	2010161329
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 ESPLANADE CIR #1906 FOLSOM CA 956307369, 1906, FOLSOM, CA 95630-7369

Mortgage

Document Number	2010161330
Date	Oct 16, 2020
Instrument	2010161330

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2017
Property Address	1906 ESPLANADE CIR, FOLSOM, CA 95630-7369
Document Number	1710050042
Instrument Date	Oct 3, 2017
Instrument	1710050042
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1906 ESPLANADE CIR FOLSOM CA 956307369, FOLSOM, CA 95630-7369

Mortgage

Document Number	1710050043
Date	Oct 5, 2017
Instrument	1710050043

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$377,593 (+2%) Land $138,010 Building $239,583
2025	$4,363.00 (+1.96%)	$370,190 (+4.04%) Land $135,304 Building $234,886
2024	$4,279.00 (+1.64%)
2023	$4,210.00 (+1.4%)	$355,816 Land $130,050 Building $225,766
2022	$4,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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