1904 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1904 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,355 sqft · built 2005
Owner	Company Name on Record
Last Sale	$480,000 (Dec 2021)
Tax Bill	$5,882 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-1810-047-0021`

Property Details

APN / Parcel Number

Primary APN	`071-1810-047-0021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,355 sqft Living Area
1st Floor Area	540 sqft
2nd Floor Area	815 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1904 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7369
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	THE ESPLANADE PHASE 4 BLDG 10 UNIT 1904
Legal Subdivision	ESPLANADE
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3004
Census Tract	8501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1904 ESPLANADE CIR, FOLSOM, CA 95630-7369
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 9, 2021	Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Dec 11, 2020	Loan Modification, Mortgage · Conventional with PMI SHELLPOINT MTG SVCNG
Dec 13, 2018	Grant Deed, Transfer · Conventional with PMI NEIGHBORS FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	20211543
Deed Book / Page	20211202 / 1543
Prior Transfer Date	Mar 8, 2005
Prior Transfer Doc	6210000000527
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 2, 2021
Property Address	1904 ESPLANADE CIR, FOLSOM, CA 95630-7369
Document Number	0000001543
Map Reference	MB 20040623 PG 891
Instrument Date	Nov 23, 2021
Instrument	2021120201543
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1904 ESPLANADE CIR, FOLSOM, CA 95630-7369

Mortgage

Document Number	0000001544
Date	Dec 2, 2021
Instrument	2021120201544

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 9, 2021
Property Address	1904 ESPLANADE CIR, FOLSOM, CA 95630-7369
Document Number	0000001085
Map Reference	MB 331 PG 3
Instrument Date	Aug 2, 2021
Instrument	202108091085
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	1904 ESPLANADE CIR, FOLSOM, CA 95630-7369
Document Number	2101130051
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 ESPLANADE CIR FOLSOM CA 956307369, FOLSOM, CA 95630-7369

Mortgage

Document Number	2101130051
Date	Jan 13, 2021
Instrument	2101130051

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Jan 12, 2061

Interest

Rate	3.12%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 13, 2018
Property Address	1904 ESPLANADE CIR, FOLSOM, CA 95630-7369
Document Number	1812130960
Instrument Date	Dec 6, 2018
Instrument	1812130960
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$407.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1904 ESPLANADE CIR FOLSOM CA 956307369, FOLSOM, CA 95630-7369

Mortgage

Document Number	1812130961
Date	Dec 13, 2018
Instrument	1812130961

Lender

Name	NEIGHBORS FIN'L
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95819

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$519,566 (+2%) Land $135,304 Building $384,262
2025	$5,882.00 (+2.01%)	$509,379 (+4.04%) Land $132,651 Building $376,728
2024	$5,766.00 (+1.68%)
2023	$5,671.00 (+1.41%)	$489,600 Land $127,500 Building $362,100
2022	$5,592.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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