Franklin County property record for 1906 Beech Mountain Rd, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,128 sqft · built 1999 |
| Lot Size | 30.9 acres (1,348,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Nov 2016) |
| Tax Bill | $1,429 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092 00-025 00 |
| Primary APN | 092 00-025 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 3,640 sqft |
| 1st Floor Area | 2,128 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,348,748 sqft (30.9 acres) |
| Terrain | Rolling |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 228 sqft |
| Deck Area | 636 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 2,160 sqft |
| Sports Court | Sports Court |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 27317 |
|---|---|
| Street Address | 1906 BEECH MOUNTAIN RD |
| City | FERRUM |
| State | VA |
| Zip | 24088-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | STORY CREEK |
| Legal Subdivision | STORY CREEK |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 20701 |
1906 Beech Mountain Rd is owned and occupied by an individual who bought it in November 2016.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1906 BEECH MOUNTAIN RD, FERRUM, VA 24088-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MEMBER ONE FCU |
| Jan 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2016 · Amount on File |
| Deed Sale | Nov 15, 2016 · Amount on File |
| Prior Sale | Nov 7, 2006 · Amount on File |
| Deed Document Number | 20167084 |
| Deed Book / Page | 1085 / 837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 1906 BEECH MOUNTAIN RD, FERRUM, VA 24088-4401 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0011880152 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 1188/152 |
| Instrument | 220005961 |
| Name | MEMBER ONE FCU |
|---|---|
| Type | Credit Union |
| Address | ROANOKE, VA 24016 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jun 7, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 1906 BEECH MOUNTAIN RD, FERRUM, VA 24088-4401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0011550230 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 1155/230 |
| Instrument | 210000550 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jan 1, 2047 |
The 2025 property tax bill for 1906 Beech Mountain Rd was $1,429.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,429.00 | $332,500 Land $71,900 Building $260,600 | $332,500 Land $71,900 Building $260,600 |
| 2023 | $1,437.00 | $235,700 (-) Land $64,900 Building $170,800 | $235,700 (-) Land $64,900 Building $170,800 |
| 2022 | $235,700 Land $64,900 Building $170,800 | $235,700 Land $64,900 Building $170,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1906 Beech Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1906 Beech Mountain Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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