1906 Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1906 Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1980
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Tax Bill$3,737 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Sep 2026 Sale
Flood ZoneZone AE (high risk)
APN987412979053

Property Details

APN / Parcel Number

Primary APN987412979053
Alternative APNs
  • 987402979053
  • 002157000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number987412979053
Street Address1906 BAY DR
CityKILL DEVIL HILLS
StateNC
Zip27948-9426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 52 BLK: SEC: 2 PL: 6 SL: 32
Legal SubdivisionWRIGHT'S SHORES
Legal Lot Number52
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group3
Census Block3002
Census Tract970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1906 BAY DR, KILL DEVIL HILLS, NC 27948-9426
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · Line of Credit
UNION FEDERAL CREDIT UNION
Sep 3, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 1, 2026
Transfer Doc0700163077
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Recording DateSep 25, 2026
Property Address1906 BAY DR, KILL DEVIL HILLS, NC 27948-9426
Document Number0700163726
Book / Page2871 / 850
Instrument DateSep 21, 2026
Instrument2026700163726
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 BAY DR, KILL DEVIL HILLS, NC 27948-9426

Mortgage

Document Number0700163726,
DateSep 25, 2026
Book Page2871/850
Instrument2026700163726
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateSep 3, 2026
Property Address1906 BAY DR, KILL DEVIL HILLS, NC 27948-9426
Document Number0700163077
Book / Page2868 / 569
Instrument DateSep 1, 2026
Instrument2026700163077
Transaction TypeTransfer
Record UpdatedSep 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 BAY DR, KILL DEVIL HILLS, NC 27948-9426

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityKill Devil Hills Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,737.00$688,000 (-) Land $425,400 Building $262,600$688,000 (-) Land $425,400 Building $262,600
2025$3,737.00 (+20.59%)$688,000 (+67.72%) Land $425,400 Building $262,600
2023$3,099.00$410,200 Land $249,000 Building $161,200
2020$688,000 Land $425,400 Building $262,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 159 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies159 in force
Nearby Flood Claims165 (1981–2019)
Claims Outside the SFHA38 of 165
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Tropical Storm Michael, Oct 2018 · 17 claims
  • Hurricane Matthew, Oct 2016 · 21 claims
  • Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF KILL DEVIL HILLS
serves 7,200 people · EPA ID NC0428015
Water SourcePurchased groundwater from DARE COUNTY WATER SYSTEM
Last State InspectionApr 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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