1904 Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1904 Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Tax Bill	$4,089 (2026)
Deeds & Mortgages	Jul 2019 Refinance Jul 2019 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`987412969966`

Property Details

APN / Parcel Number

Primary APN	`987412969966`
Alternative APNs	`987402969966` `027145000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,920 sqft Finished Area
Flooring	Carpet
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Waterfront
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987412969966
Street Address	1904 BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 51 BLK: SEC: 2 PL: 6 SL: 32
Legal Subdivision	WRIGHT'S SHORES
Legal Lot Number	51
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3002
Census Tract	970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12640 LISBON WAY, CHARLES CITY, VA 23030-3665
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO
Jul 24, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FIRST CITIZEN B&T CO
Oct 27, 2017	Intrafamily Transfer, Transfer
Oct 27, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 25, 2017
Transfer Doc	2201/130
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1904 BAY DR, KILL DEVIL HILLS, NC 27948-9426
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002313/432
Date	Jul 24, 2019
Book Page	2313/432
Instrument	700067006

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jul 24, 2019
Property Address	1904 BAY DR, KILL DEVIL HILLS, NC 27948-9426
Document Number	2313/425
Book / Page	2313 / 425
Instrument Date	Jul 22, 2019
Instrument	700067005
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12640 LISBON WAY, CHARLES CITY, VA 23030-3665

Mortgage

Document Number	2313/432
Date	Jul 24, 2019
Book Page	2313/432
Instrument	700067006

Lender

Name	FIRST CITIZEN B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Oct 27, 2017
Property Address	1904 BAY DR, KILL DEVIL HILLS, NC 27948-9426
Document Number	2201/130
Book / Page	2201 / 130
Instrument Date	Oct 25, 2017
Instrument	700045335
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 RAVENSWOOD RD, 5001, VIRGINIA BEACH, VA 23462-4217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5001 RAVENSWOOD RD, VIRGINIA BEACH, VA 23462-4217

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DARE NC
Recording Date	Oct 27, 2017
Property Address	1904 BAY DR, KILL DEVIL HILLS, NC 27948-9426
Document Number	2201/128
Book / Page	2201 / 128
Instrument Date	Oct 25, 2017
Instrument	700045334
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 RAVENSWOOD RD, 5001, VIRGINIA BEACH, VA 23462-4217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	5001 RAVENSWOOD RD, VIRGINIA BEACH, VA 23462-4217

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,089.00	$752,800 (-) Land $425,400 Building $327,400	$752,800 (-) Land $425,400 Building $327,400
2025	$4,089.00 (+20.87%)	$752,800 (+68.11%) Land $425,400 Building $327,400
2023	$3,383.00	$447,800 Land $249,000 Building $198,800
2020			$752,800 Land $425,400 Building $327,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	165 (1981–2019)
Claims Outside the SFHA	38 of 165
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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