1906 Ann St, Wilmington, NC 28403 Property Records

New Hanover County property record for 1906 Ann St, Wilmington, NC 28403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,198 sqft · built 1931
Lot Size0.116 acres (5,053 sqft)
OwnerIndividual Name on Record
Last Sale$395,000 (Mar 2023)
Tax Bill$2,495 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR05407-014-027-000

Property Details

APN / Parcel Number

Primary APNR05407-014-027-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,198 sqft Living Area
1st Floor Area1,198 sqft
Basement Area1,172 sqft
Finished Basement1,172 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area5,053 sqft (0.116 acres)
Lot Dimensions126 ft deep x 40 ft wide
TerrainLow
PorchSlab
Porch Area257 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address1906 ANN ST
CityWILMINGTON
StateNC
Zip28403-2118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5,RESIDE
Legal DescriptionLOT 3 BLK F ARDMORE
Legal SubdivisionARDMORE SUBDIVISION
Legal BlockF
Legal Lot Number3
JurisdictionNEW HANOVER NC
Township / Civil DivisionWILMINGTON
Census Block Group2
Census Block2031
Census Tract10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westbrook-Ardmore Historic District
listed 2009 · 467 contributing resources · NRIS 08001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1906 ANN ST, WILMINGTON, NC 28403-2118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 23, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2023 · Amount on Record
Deed SaleMar 7, 2023 · Amount on Record
Prior SaleJun 23, 2021 · Amount on Record
Deed Document Number20235305
Deed Book / Page6625 / 2287
Prior Transfer DateOct 7, 2010
Prior Transfer Doc00551901150
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateMar 7, 2023
Property Address1906 ANN ST, WILMINGTON, NC 28403-2118
Document Number00662502287
Book / Page6625 / 2287
Map ReferenceMB 3 PG 52
Instrument DateFeb 28, 2023
Instrument2023005305
Transaction TypeTransfer
Record UpdatedMar 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4803 GATE POST LN, WILMINGTON, NC 28412-8404

Transferred To (Grantee/Buyer)

NameVerified Name
Address1906 ANN ST, WILMINGTON, NC 28403-2118

Mortgage

Document Number2023005306
DateMar 7, 2023
Instrument2023005306
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateJun 23, 2021
Property Address1906 ANN ST, WILMINGTON, NC 28403-2118
Document Number00646202413
Book / Page6462 / 2413
Map ReferenceMB 3 PG 52
Instrument DateJun 9, 2021
Instrument2021031143
Transaction TypeTransfer
Record UpdatedJul 8, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1906 ANN ST, WILMINGTON, NC 28403-2118
InvestorPossibly a Property Investor

Mortgage

Document Number2021031144
DateJun 23, 2021
Instrument2021031144
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityWilmington City
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$424,100 (-) Land $90,300 Building $333,800$424,100 (-) Land $90,300 Building $333,800
2025$2,495.00 (+15.51%)$424,100 (+70.8%) Land $90,300 Building $333,800$424,100 (+70.8%) Land $90,300 Building $333,800
2024$2,160.00 (+2.96%)
2023$2,098.00 (-0.57%)$248,300 Land $55,000 Building $193,300$248,300 Land $55,000 Building $193,300
2022$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims14 (1996–2018)
Claims Outside the SFHA11 of 14
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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