1904 Ann St, Wilmington, NC 28403 Property Records

New Hanover County property record for 1904 Ann St, Wilmington, NC 28403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1931
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Dec 2015)
Tax Bill	$2,557 (2025)
Deeds & Mortgages	Jan 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05407-014-028-000`

Property Details

APN / Parcel Number

Primary APN	`R05407-014-028-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Finished Basement	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Terrain	Low

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1904 ANN ST
City	WILMINGTON
State	NC
Zip	28403-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5,RESIDE
Legal Description	ARDMORE BLK F LOT 2
Legal Subdivision	ARDMORE SUBDIVISION
Legal Block	F
Legal Lot Number	2
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2031
Census Tract	10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westbrook-Ardmore Historic District listed 2009 · 467 contributing resources · NRIS 08001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1904 ANN ST, WILMINGTON, NC 28403-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2015 · Amount on Record
Deed Sale	Dec 8, 2015 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	201537261
Deed Book / Page	5936 / 439
Prior Transfer Date	Nov 26, 1997
Prior Transfer Doc	2274000594
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1904 ANN ST, WILMINGTON, NC 28403-2118
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 ANN ST, WILMINGTON, NC 28403-2118

Mortgage

Document Number	00675001559
Date	Jan 7, 2025
Book Page	6750/1559
Instrument	2025000423

Lender

Name	GBANK
Type	Bank
Address	9115 W RUSSELL RD, LAS VEGAS, NV 89148

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,500 (-) Land $90,300 Building $344,200	$434,500 (-) Land $90,300 Building $344,200
2025	$2,557.00 (+19.04%)	$434,500 (+75.98%) Land $90,300 Building $344,200	$434,500 (+75.98%) Land $90,300 Building $344,200
2024	$2,148.00 (+2.97%)
2023	$2,086.00 (-0.57%)	$246,900 Land $55,000 Building $191,900	$246,900 Land $55,000 Building $191,900
2022	$2,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (1996–2018)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20