1905 Studebaker Pl, Gold River (Rancho Cordova), CA 95670 Property Records

Sacramento County property record for 1905 Studebaker Pl, Gold River, CA 95670

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,312 sqft · built 1987
Lot Size	0.325 acres (14,161 sqft)
Owner	Company Name on File
Last Sale	$520,000 (Sep 2014)
Tax Bill	$7,604 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`069-0440-080-0000`

Property Details

APN / Parcel Number

Primary APN	`069-0440-080-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,312 sqft Living Area
1st Floor Area	2,312 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	14,161 sqft (0.325 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Pool Area	19,400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	1905 STUDEBAKER PL
City	GOLD RIVER
State	CA
Zip	95670-7869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	GOLD RIVER 06, LOT 644
Legal Subdivision	GOLD RIVER 06
Legal Lot Number	644
Jurisdiction	SACRAMENTO CA
Township / Civil Division	RANCHO CORDOVA
Census Block Group	1
Census Block	1017
Census Tract	8702

Owner

1905 Studebaker Pl is owned by a company that bought it in September 2014 and is owner-occupied.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1905 STUDEBAKER PL, GOLD RIVER, CA 95670-7869
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2014 · Amount on File
Deed Sale	Sep 8, 2014 · Amount on File
Deed Book / Page	20140908 / 663
Prior Transfer Date	Oct 13, 1998
Prior Transfer Doc	9810000479
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1905 STUDEBAKER PL, GOLD RIVER, CA 95670-7869
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 STUDEBAKER PL, GOLD RIVER, CA 95670-7869

Mortgage

Document Number	2021083000654
Date	Aug 30, 2021
Instrument	2021083000654

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Studebaker Pl was $7,604 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,449 (+2%) Land $208,396 Building $429,053
2025	$7,604.00 (+1%) Homeowner's exemption	$624,951 Land $204,310 Building $420,641
2024	$7,529.00 (+2.6%)
2023	$7,338.00 (+0.59%) Homeowner's exemption	$600,685 Land $196,377 Building $404,308
2022	$7,295.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1905 Studebaker Pl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Studebaker Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO. - CORDOVA private · serves 47,366 people · EPA ID CA3410015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Succeed.Net Fixed Wireless	100 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20