1900 Studebaker Pl, Gold River (Rancho Cordova), CA 95670 Property Records

Sacramento County property record for 1900 Studebaker Pl, Gold River, CA 95670

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,819 sqft · built 1988
Lot Size0.259 acres (11,295 sqft)
OwnerTrust Name on File
Last Sale$830,000 (Aug 2021)
Tax Bill$7,612 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN069-0440-078-0000

Property Details

APN / Parcel Number

Primary APN069-0440-078-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,819 sqft Living Area
1st Floor Area2,819 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area11,295 sqft (0.259 acres)
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address1900 STUDEBAKER PL
CityGOLD RIVER
StateCA
Zip95670-7869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPA
Legal DescriptionGOLD RIVER 06, LOT 646
Legal SubdivisionGOLD RIVER 06
Legal Lot Number646
JurisdictionSACRAMENTO CA
Township / Civil DivisionRANCHO CORDOVA
Census Block Group1
Census Block1017
Census Tract8702

Owner

1900 Studebaker Pl is owner-occupied and held in a trust since August 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordTrust Name on File
Mailing Address1900 STUDEBAKER PL, GOLD RIVER, CA 95670-7869
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Aug 4, 2021Grant Deed, Transfer
NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Mar 11, 2021Grant Deed, Transfer
ORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2021 · Amount on File
Deed SaleAug 4, 2021 · Amount on File
Prior SaleMar 11, 2021 · Amount on File
Deed Book / Page20210804 / 1196
Prior Transfer DateNov 9, 2012
Prior Transfer Doc0000000008
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1900 STUDEBAKER PL, GOLD RIVER, CA 95670-7869
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanySTEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 40TH ST, SACRAMENTO, CA 95819-1904

Mortgage

Document Number0000001206
DateNov 17, 2021
Instrument2021111701206
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateDec 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.12%
IndexOther
Max Rate7.12%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1900 STUDEBAKER PL, GOLD RIVER, CA 95670-7869
Transaction TypeMortgage
Record UpdatedDec 2, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 40TH ST, SACRAMENTO, CA 95819-1904

Mortgage

Document Number2021111701206
DateNov 17, 2021
Instrument2021111701206
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateDec 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.12%
IndexOther
Max Rate7.12%

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateAug 4, 2021
Property Address1900 STUDEBAKER PL, GOLD RIVER, CA 95670-7869
Document Number0000001196
Map ReferenceMB 162 MAP 9
Instrument DateJul 28, 2021
Instrument202108041196
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyNORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1900 STUDEBAKER PL, GOLD RIVER, CA 95670-7869

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMar 11, 2021
Property Address1900 STUDEBAKER PL, GOLD RIVER, CA 95670-7869
Document Number0000001517
Map ReferenceMB 162 PG 9
Instrument DateMar 10, 2021
Instrument202103111517
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TTL CO OF NOCAL

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1900 STUDEBAKER PL, GOLD RIVER, CA 95670-7869
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1900 Studebaker Pl was $7,612 with a homeowner's exemption, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$640,854 (+2%) Land $167,303 Building $473,551
2025$7,612.00 (+0.98%) Homeowner's exemption$628,289 Land $164,023 Building $464,266
2024$7,538.00 (+2.61%)
2023$7,346.00 (+0.6%) Homeowner's exemption$603,893 Land $157,654 Building $446,239
2022$7,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1900 Studebaker Pl in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims1 (1995)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1900 Studebaker Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER CO. - CORDOVA
private · serves 47,366 people · EPA ID CA3410015
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Succeed.Net
Fixed Wireless
100 / 50
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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