1905 Perla Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 1905 Perla Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,340 sqft · built 2019
Lot Size	0.094 acres (4,111 sqft)
Owner	2 Individual Names on File
Last Sale	$1,080,000 (Dec 2019)
Tax Bill	$16,191 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`208-840-037-5`

Property Details

APN / Parcel Number

Primary APN	`208-840-037-5`
Alternative APN	`208-840-037`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,340 sqft Living Area
1st Floor Area	1,098 sqft
2nd Floor Area	1,242 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Cluster
Lot Area	4,111 sqft (0.094 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1905 PERLA CT
City	SAN RAMON
State	CA
Zip	94583-3070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9457 L224
Legal Subdivision	PRESERVE PH 2B SUB 9457
Legal Tract	9457
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1018
Census Tract	345203

Owner

1905 Perla Ct is owned and occupied by two individuals who bought it in December 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1905 PERLA CT, SAN RAMON, CA 94583-3070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 26, 2019	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2019 · Amount on File
Deed Sale	Dec 26, 2019 · Amount on File
Deed Document Number	2019232267
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1905 PERLA CT, SAN RAMON, CA 94583-3070
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 PERLA CT, SAN RAMON, CA 94583-3070

Mortgage

Document Number	0000104293
Date	Apr 7, 2021
Instrument	2021-104293

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 26, 2019
Property Address	1905 PERLA CT, SAN RAMON, CA 94583-3070
Document Number	0000232267
Map Reference	MB 534 PG 36-43
Instrument Date	Dec 14, 2019
Instrument	2019-232267
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1905 PERLA CT, SAN RAMON, CA 94583-3070

Mortgage

Document Number	0000232268
Date	Dec 26, 2019
Instrument	2019-232268

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Perla Ct was $16,191 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,204,532 (+2%) Land $780,861 Building $423,671
2025	$16,191.00 Homeowner's exemption	$1,180,914 Land $765,550 Building $415,364
2023	$15,252.00 (-0.79%) Homeowner's exemption	$1,135,060 Land $735,824 Building $399,236
2022	$15,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1905 Perla Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Perla Ct is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 66% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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