1902 Perla Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 1902 Perla Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,303 sqft · built 2019
Lot Size	0.076 acres (3,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,090,000 (Nov 2019)
Tax Bill	$16,387 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`208-840-032-6`

Property Details

APN / Parcel Number

Primary APN	`208-840-032-6`
Alternative APN	`208-840-032`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,303 sqft Living Area
1st Floor Area	1,098 sqft
2nd Floor Area	1,205 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Cluster
Lot Area	3,293 sqft (0.076 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1902 PERLA CT
City	SAN RAMON
State	CA
Zip	94583-3070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9457 L219
Legal Subdivision	PRESERVE SUB 9457 PH 2B
Legal Tract	9457
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1018
Census Tract	345203

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1902 PERLA CT, SAN RAMON, CA 94583-3070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Nov 20, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	2019207901
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1902 PERLA CT, SAN RAMON, CA 94583-3070
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 PERLA CT, SAN RAMON, CA 94583-3070

Mortgage

Document Number	0000171327
Date	Jun 14, 2021
Instrument	2021-171327

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 20, 2019
Property Address	1902 PERLA CT, SAN RAMON, CA 94583-3070
Document Number	0000207901
Map Reference	MB 534 PG 36-43
Instrument Date	Nov 19, 2019
Instrument	2019-207901
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1902 PERLA CT, SAN RAMON, CA 94583-3070
Investor	Possibly a Property Investor

Mortgage

Document Number	0000207902
Date	Nov 20, 2019
Instrument	2019-207902

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Mortgage

Document Number	0000207903
Date	Nov 20, 2019
Instrument	2019-207903

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,215,910 (+2%) Land $669,309 Building $546,601
2025	$16,387.00 (+6.1%)	$1,192,070 (+4.04%) Land $656,186 Building $535,884
2023	$15,445.00 (-0.78%)	$1,145,782 Land $630,706 Building $515,076
2022	$15,567.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 66% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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