1905 Montecito Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1905 Montecito Rd, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,682 sqft Living Area
Lot Size	1.2 acres
Occupancy	Owner Occupied
Last Sale	$285,000 (2002)
Tax Bill	$4,605.00 (2025)

Owner

Source: San Diego County records · APN 281-083-30-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1905 MONTECITO RD, RAMONA, CA 92065-1731
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2002 · Amount on Record
Deed Sale	Jan 30, 2002 · Amount on Record
Prior Sale	Nov 09, 1989 · Amount on Record
Deed Doc Number	200281441
Last Transfer Date	Oct 21, 2003
Transfer Doc	0001315895
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1905 MONTECITO RD, RAMONA, CA 92065-1731
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 MONTECITO RD, RAMONA, CA 92065-1731

Mortgage

Document Number	0000618787
Date	Oct 13, 2020
Instrument	2020-0618787

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$429,426 (+2%) Land $180,809 Building $248,617
2025	$4,605.00 (+8.87%) Homeowner's exemption	$421,007 (+4.04%) Land $177,264 Building $243,743
2023	$4,230.00 (-2.85%) Homeowner's exemption	$404,661 Land $170,382 Building $234,279
2022	$4,354.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	About 1 in 200 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`281-083-30-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,682 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	52,272 sqft
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Location & Zoning

Street Address	1905 MONTECITO RD
City	RAMONA
State	CA
Zip	92065-1731
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 9 /EXC WLY 247.50 FT/ TR 001652
Legal Subdivision	DAVIS
Legal Tract	001652
Legal Block	2
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Minor Civil Division	RAMONA
Census Blockgroup	2
Census Block	2004
Census Tract	20805