San Diego County property record for 1791 Montecito Rd, Ramona, CA 92065 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1949 |
| Square Footage | 704 sqft Living Area |
| Lot Size | 2.26 acres |
| Occupancy | Owner Occupied |
| Last Sale | $430,000 (2017) |
| Tax Bill | $5,452.00 (2025) |
| Primary APN | 281-094-07-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 704 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Lot Area | 98,446 sqft |
| Street Address | 1791 MONTECITO RD |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-2206 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 6 S 1/2 TR 001652 |
| Legal Subdivision | DAVIS |
| Legal Tract | 001652 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | RAMONA |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 20806 |
Source: San Diego County records · APN 281-094-07-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1791 MONTECITO RD, RAMONA, CA 92065-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Aug 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Dec 19, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC |
| Mar 03, 2017 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Mar 03, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage MORIA DEVELOPMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 2017 · Amount on Record |
| Deed Sale | Mar 03, 2017 · Amount on Record |
| Prior Sale | Mar 03, 2017 |
| Deed Doc Number | 2017102250 |
| Prior Transfer Date | Feb 17, 2017 |
| Prior Transfer Doc | 0000102249 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1791 MONTECITO RD, RAMONA, CA 92065-2206 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 1791 MONTECITO RD, RAMONA, CA 92065-2206 |
| Document Number | 0000563800 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 2021-0563800 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1791 MONTECITO RD, RAMONA, CA 92065-2206 |
| Document Number | 0000096128 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1791 MONTECITO RD RAMONA CA 920652206, RAMONA, CA 92065-2206 |
| Document Number | 0000096128 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 96128 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1791 MONTECITO RD, RAMONA, CA 92065-2206 |
| Document Number | 0000001494 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1791 MONTECITO RD RAMONA CA 920652206, RAMONA, CA 92065-2206 |
| Document Number | 0000001494 |
|---|---|
| Date | Jan 03, 2018 |
| Instrument | 1494 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 03, 2017 |
| Property Address | 1791 MONTECITO RD, RAMONA, CA 92065-2206 |
| Document Number | 0000102249 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 102249 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1791 MONTECITO RD RAMONA CA 920652206, RAMONA, CA 92065-2206 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 03, 2017 |
| Property Address | 1791 MONTECITO RD, RAMONA, CA 92065-2206 |
| Document Number | 0000102250 |
| Instrument Date | Feb 08, 2017 |
| Instrument | 102250 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1791 MONTECITO RD RAMONA CA 920652206, RAMONA, CA 92065-2206 |
| Document Number | 102251 |
|---|---|
| Date | Mar 03, 2017 |
| Instrument | 102251 |
| Name | MORIA DEVELOPMENT |
|---|---|
| Type | Construction/Development Company |
| Address | CHANDLER, AZ 85226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 02, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $509,025 (+2%) Land $266,350 Building $242,675 | |
| 2025 | $5,452.00 (+8.11%) Homeowner's exemption | $499,045 (+4.04%) Land $261,128 Building $237,917 |
| 2023 | $5,043.00 (-2.19%) Homeowner's exemption | $479,668 Land $250,989 Building $228,679 |
| 2022 | $5,156.00 |
1791 Montecito Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | High 74th percentile of exposed land nationally · 49th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 207 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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