1905 Main St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 1905 Main St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	629 sqft · built 1905
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Tax Bill	$218 (2025)
Deeds & Mortgages	May 2024 Line of Credit Apr 2022 Sale + 1 more
APN	`06-3.0-05-003-002-158.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-158.000`

Interior

Building Area	629 sqft Base Area
1st Floor Area	629 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	150 ft deep x 20 ft wide

Location & Zoning

Street Address	1905 MAIN ST
City	SAINT JOSEPH
State	MO
Zip	64505-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:5 BLK:19LGL DESC:S 1/2 LOT 5 BLK 19 ALSO 10' VAC STRIP ADJ ON W
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	19
Legal Lot Number	5
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2039
Census Tract	400

Owner

1905 Main St is owned by a company that acquired it in December 2017.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 6083, SAINT JOSEPH, MO 64506-0083
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Apr 11, 2022	Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC
Dec 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 13, 2017
Transfer Doc	2017012295
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1905 MAIN ST, SAINT JOSEPH, MO 64505-2448
Transaction Type	Mortgage
Record Updated	May 14, 2024
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10807 COUNTY ROAD 145, ROSENDALE, MO 64483-9167

Mortgage

Document Number	003796/819
Date	May 1, 2024
Book Page	3796/819
Instrument	2024003208

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	SAVANNAH, MO 64485

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 11, 2022
Property Address	1905 MAIN ST, SAINT JOSEPH, MO 64505-2448
Document Number	003774/789
Book / Page	3774 / 789
Instrument Date	Apr 11, 2022
Instrument	2022003380
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6083, SAINT JOSEPH, MO 64506-0083

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 14, 2017
Property Address	1905 MAIN ST, SAINT JOSEPH, MO 64505-2448
Document Number	2017012295
Instrument Date	Dec 13, 2017
Instrument	2017012295
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 SCHOOLSIDE LN, SAINT JOSEPH, MO 64503-1863

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Main St was $218.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$218.00	$3,050 Land $420 Building $2,630	$16,050 Land $2,200 Building $13,850
2024	$218.00 (+15.96%)
2023	$188.00 (-0.53%)	$2,870 (-) Land $420 Building $2,450	$15,080 Land $2,200 Building $12,880
2022	$189.00	$2,870 Land $420 Building $2,450
2021			$15,080 Land $2,200 Building $12,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1905 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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