1905 Keystone Dr, Columbia, MO 65203 Property Records

Boone County property record for 1905 Keystone Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1993
Lot Size	0.411 acres (17,932 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,712 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-503-00-10-177-00`

Property Details

APN / Parcel Number

Primary APN	`16-503-00-10-177-00`
Alternative APN	`16-503-00-10-177.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	17,932 sqft (0.411 acres)
Lot Dimensions	132 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1905 KEYSTONE DR
City	COLUMBIA
State	MO
Zip	65203-5877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WEST POINTE PLAT 1 LOT 175
Legal Range	13W
Legal Township	48N
Legal Section	21
Legal Subdivision	WEST POINTE
Legal Block	A94
Legal Lot Number	175
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	1
Census Block	1002
Census Tract	1202

Owner

1905 Keystone Dr is owner-occupied and held in a trust since April 2016.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1905 KEYSTONE DR, COLUMBIA, MO 65203-5877
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2016
Deed Sale	Apr 7, 2016
Prior Sale	Mar 21, 2006
Deed Document Number	20166520
Deed Book / Page	4572 / 246
Prior Transfer Date	Apr 6, 2016
Prior Transfer Doc	0000006520
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jun 9, 2026
Property Address	1905 KEYSTONE DR, COLUMBIA, MO 65203-5877
Document Number	0000010580
Book / Page	6164 / 40
Instrument Date	Jun 9, 2026
Instrument	202610580
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1905 KEYSTONE DR, COLUMBIA, MO 65203-5877

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Recording Date	Jun 5, 2026
Property Address	1905 KEYSTONE DR, COLUMBIA, MO 65203-5877
Document Number	0000010344
Book / Page	6162 / 99
Instrument Date	Jun 3, 2026
Instrument	202610344
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 KEYSTONE DR, COLUMBIA, MO 65203-5877

Mortgage

Document Number	0000010344,
Date	Jun 5, 2026
Book Page	6162/99
Instrument	202610344

Lender

Name	UMB BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Keystone Dr was $2,712.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,420 (-) Land $5,795 Building $35,625
2025	$2,712.00	$41,420 Land $5,795 Building $35,625	$218,000 Land $30,500 Building $187,500
2023	$2,420.00 (+4.09%)	$36,176 Land $5,795 Building $30,381	$190,400 Land $30,500 Building $159,900
2022	$2,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Keystone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Keystone Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable	1,000 / 50

May also be available: Spectrum, T-Mobile.

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