1804 Keystone Dr, Columbia, MO 65203 Property Records

Boone County property record for 1804 Keystone Dr, Columbia, MO 65203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,411 sqft · built 2001
Lot Size	0.261 acres (11,400 sqft)
Owner	2 Individual Names on File
Last Sale	$223,400 (Nov 2013)
Tax Bill	$3,922 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-503-00-09-077-00`

Property Details

APN / Parcel Number

Primary APN	`16-503-00-09-077-00`
Alternative APN	`16-503-00-09-077.00 01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,411 sqft Living Area
1st Floor Area	1,861 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	11,400 sqft (0.261 acres)
Lot Dimensions	120 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1804 KEYSTONE DR
City	COLUMBIA
State	MO
Zip	65203-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	UNIVERSITY PARK ADDN # 16 LOT 166
Legal Range	13W
Legal Township	48N
Legal Section	28
Legal Subdivision	UNIVERSITY PARK ADDN
Legal Block	A93
Legal Lot Number	166
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	3
Census Block	3033
Census Tract	1201

Owner

1804 Keystone Dr is owned and occupied by two individuals who bought it in November 2013.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 8, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
May 31, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 30, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 13, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 8, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2013 · Amount on File
Deed Sale	Nov 13, 2013 · Amount on File
Prior Sale	May 15, 2007 · Amount on File
Deed Document Number	201328120
Deed Book / Page	4241 / 31
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501

Mortgage

Document Number	0000016604
Date	Sep 18, 2025
Book Page	6051/146
Instrument	2025016604

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	296 Months
Due	May 1, 2050

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501

Mortgage

Document Number	0000002947
Date	Mar 8, 2024
Book Page	5843/18
Instrument	2024002947

Lender

Name	LOANCARE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	May 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501

Mortgage

Document Number	0000008013
Date	May 31, 2023
Book Page	5751/90
Instrument	2023008013

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	May 1, 2050

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501

Mortgage

Document Number	0000004409
Date	Mar 30, 2023
Book Page	5730/121
Instrument	2023004409

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	May 1, 2050

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501

Mortgage

Document Number	0000026514
Date	Sep 13, 2021
Book Page	5502/16
Instrument	2021026514

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	May 1, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BOONE MO
Property Address	1804 KEYSTONE DR, COLUMBIA, MO 65203-6501
Document Number	0000012067
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1804 KEYSTONE DR COLUMBIA MO 652036501, COLUMBIA, MO 65203-6501

Mortgage

Document Number	0000012067
Date	Jun 9, 2020
Book Page	005200/000061
Instrument	12067

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1804 Keystone Dr was $3,922.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,907 (-) Land $6,840 Building $53,067
2025	$3,922.00	$59,907 Land $6,840 Building $53,067	$315,300 Land $36,000 Building $279,300
2023	$3,500.00 (+8.09%)	$52,326 Land $6,840 Building $45,486	$275,400 Land $36,000 Building $239,400
2022	$3,238.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1804 Keystone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 Keystone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Mediacom Xtream Cable	1,000 / 50

May also be available: Spectrum, T-Mobile.

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