1905 Elk Rd, Sturgis, SD 57785 Property Records

Meade County property record for 1905 Elk Rd, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Nov 2023 Sale Nov 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01.09.02.02`

Property Details

APN / Parcel Number

Primary APN	`01.09.02.02`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	1905 ELK RD
City	STURGIS
State	SD
Zip	57785-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURLEY FIRST ADDN LOT 2 BLK 2
Legal Range	05
Legal Township	05
Legal Section	16
Legal Subdivision	HURLEY FIRST ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1077
Census Tract	20401

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1905 ELK RD, STURGIS, SD 57785-3317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Personal Representative Deed, Transfer
Nov 6, 2023	Warranty Deed, Transfer · Line of Credit BLACK HILLS COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MEADE SD
Recording Date	Nov 27, 2023
Property Address	1905 ELK RD, STURGIS, SD 57785-3317
Document Number	000980/185
Book / Page	980 / 185
Map Reference	MB 18 PG 52
Instrument Date	Nov 2, 2023
Instrument	23006635
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 ELK RD, STURGIS, SD 57785-3317

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	Nov 6, 2023
Property Address	1905 ELK RD, STURGIS, SD 57785-3317
Document Number	000980/102
Book / Page	980 / 102
Map Reference	MB 18 PG 52
Instrument Date	Nov 2, 2023
Instrument	23006314
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1905 ELK RD, STURGIS, SD 57785-3317

Mortgage

Document Number	0023006315
Date	Nov 6, 2023
Instrument	23006315

Lender

Name	BLACK HILLS COMMUNITY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,493 (-) Land $43,500 Building $218,993	$262,493 (-) Land $43,500 Building $218,993
2025	$3,523.00 (+13.46%) Additional exemption filed	$262,493 (+12.21%) Land $43,500 Building $218,993	$262,493 Land $43,500 Building $218,993
2024	$3,105.00 (-3.42%) Additional exemption filed	$233,929 (-) Land $43,500 Building $190,429
2023		$233,929 Land $43,500 Building $190,429
2022	$3,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 69% of South Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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