1901 Elk Rd, Sturgis, SD 57785 Property Records

Meade County property record for 1901 Elk Rd, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	2 bd · built 1996
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01.09.02.01`

Property Details

APN / Parcel Number

Primary APN	`01.09.02.01`

Interior

Bedrooms	2 Beds

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	5,227 sqft (0.12 acres)

Location & Zoning

Street Address	1901 ELK RD
City	STURGIS
State	SD
Zip	57785-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURLEY FIRST ADDN LOT 1 BLK 2
Legal Subdivision	HURLEY FIRST ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	MEADE SD
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1077
Census Tract	20401

Owner

Source: Meade County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1901 ELK RD, STURGIS, SD 57785-3317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit VA
May 13, 2019	Deed of Trust, Mortgage · VA Mortgage GATEWAY MORTGAGE GROUP INC
Apr 27, 2022	Deed of Trust, Mortgage VA
May 13, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1901 ELK RD, STURGIS, SD 57785-3317
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000983/503
Date	Feb 27, 2024
Book Page	983/503
Instrument	24000980

Lender

Name	VA
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	312 Months
Due	Jun 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1901 ELK RD, STURGIS, SD 57785-3317
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00911/1452
Date	May 13, 2019
Book Page	911/1452
Instrument	19002675

Lender

Name	GATEWAY MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	1901 ELK RD, STURGIS, SD 57785-3317
Transaction Type	Mortgage
Record Updated	May 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00962/1354
Date	Apr 27, 2022
Book Page	962/1354
Instrument	22002795

Lender

Name	VA
Type	Government Agency

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE SD
Recording Date	May 13, 2019
Property Address	1901 ELK RD, STURGIS, SD 57785-3317
Document Number	00903/1574
Book / Page	903 / 1574
Instrument Date	May 4, 2019
Instrument	19002674
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1209 E ERSKINE ST, 1209, PIERRE, SD 57501-3516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 OTTER RD LOT 30, 30, STURGIS, SD 57785-3322

Tax Assessment & Valuation

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Municipality	Sturgis City
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,887 (-) Land $43,500 Building $222,387	$265,887 (-) Land $43,500 Building $222,387
2025	$3,568.00 (+13.49%) Additional exemption filed	$265,887 (+12.25%) Land $43,500 Building $222,387	$265,887 Land $43,500 Building $222,387
2024	$3,144.00 (-3.44%)
2023		$236,880 Land $43,500 Building $193,380
2022	$3,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 69% of South Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 7,020 people · EPA ID SD4600321
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Wisp West Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Elk Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures