1905 E Oak St, Flora, IN 46929 Property Records

Carroll County property record for 1905 E Oak St, Flora, IN 46929

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,366 sqft · built 1979
Lot Size	0.882 acres (38,419 sqft)
Owner	Individual Name on Record
Last Sale	$225,600 (Oct 2015)
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage May 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-11-000-043.000-015`

Property Details

APN / Parcel Number

Primary APN	`08-10-11-000-043.000-015`
Alternative APNs	`01095444749` `0111204300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,366 sqft Living Area
1st Floor Area	4,732 sqft
Basement Area	2,366 sqft
Finished Basement	2,366 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Roof Material	Asphalt
Lot Area	38,419 sqft (0.882 acres)
Terrain	Rolling
Garage Type	Basement
Garage Area	972 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01095444749
Street Address	1905 E OAK ST
City	FLORA
State	IN
Zip	46929-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	011-12043-00 OAKWOOD SD LOT 18
Legal Subdivision	OAKWOOD
Legal Lot Number	18
Jurisdiction	CARROLL IN
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1017
Census Tract	959800

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1905 E OAK ST, FLORA, IN 46929-1448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOLIDARITY COMMUNITY FCU
May 13, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOLIDARITY COMMUNITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2015 · Amount on Record
Deed Sale	Oct 20, 2015 · Amount on Record
Deed Document Number	20153892
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	1905 E OAK ST, FLORA, IN 46929-1448
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002477
Date	Aug 2, 2022
Instrument	2022002477

Lender

Name	SOLIDARITY COMMUNITY FCU
Type	Credit Union
Address	KOKOMO, IN 46902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 15, 2037

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	1905 E OAK ST, FLORA, IN 46929-1448
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019001280
Date	May 13, 2019
Instrument	2019001280

Lender

Name	SOLIDARITY COMMUNITY FCU
Type	Credit Union
Address	KOKOMO, IN 46902

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	72 Months
Due	May 20, 2025

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Monroe Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 (-17.7%) Homeowner's exemption	$248,900 (+10.04%) Land $36,900 Building $212,000	$248,900 (+10.04%) Land $36,900 Building $212,000
2024	$1,367.00 (+0.07%)
2023		$226,200 (-) Land $31,500 Building $194,700	$226,200 (-) Land $31,500 Building $194,700
2022	$1,366.00	$226,200 Land $31,500 Building $194,700	$226,200 Land $31,500 Building $194,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1983–1989)
Most Recent Claim	May 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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