1895 E Oak St, Flora, IN 46929 Property Records

Carroll County property record for 1895 E Oak St, Flora, IN 46929 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,456 sqft · built 1980
Lot Size	0.508 acres (22,128 sqft)
Owner	Individual Name on File
Last Sale	$165,400 (Jul 2014)
Tax Bill	$987 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-11-000-035.000-015`

Property Details

APN / Parcel Number

Primary APN	`08-10-11-000-035.000-015`
Alternative APNs	`00270012303` `0111203500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,456 sqft Living Area
1st Floor Area	2,736 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	22,128 sqft (0.508 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00270012303
Street Address	1895 E OAK ST
City	FLORA
State	IN
Zip	46929-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	011-12035-00 OAKWOOD SUB DIV LOT 10
Legal Subdivision	OAKWOOD
Legal Lot Number	10
Jurisdiction	CARROLL IN
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1017
Census Tract	959800

Owner

Source: Carroll County records · APN 08-10-11-000-035.000-015

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1895 E OAK ST, FLORA, IN 46929-1446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2014 · Amount on Record
Deed Sale	Jul 25, 2014 · Amount on Record
Prior Sale	May 26, 2006 · Amount on Record
Deed Document Number	20142165
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	1895 E OAK ST, FLORA, IN 46929-1446
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020004201
Date	Dec 15, 2020
Instrument	2020004201

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2041

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Monroe Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$987.00 (-11.48%) Homeowner's exemption	$223,900 (+17.41%) Land $28,800 Building $195,100	$223,900 (+17.41%) Land $28,800 Building $195,100
2024	$1,115.00 (+3.43%)
2023		$190,700 (-) Land $24,600 Building $166,100	$190,700 (-) Land $24,600 Building $166,100
2022	$1,078.00	$190,700 Land $24,600 Building $166,100	$190,700 Land $24,600 Building $166,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (18015C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180159598001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	2 (1983–1989)
Most Recent Claim	May 1989, river or lake flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.