1904 Pearl St, Covington, KY 41014 Property Records

Kenton County property record for 1904 Pearl St, Covington, KY 41014

Property Summary

Property Type	Vacant Land
Details	1 ba · 1,313 sqft · built 1894
Lot Size	0.056 acres (2,430 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Aug 2021)
Tax Bill	$125 (2025)
Deeds & Mortgages	Aug 2021 Sale Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`055-14-19-031.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-19-031.00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,313 sqft Building Perimeter

Exterior

Lot Area	2,430 sqft (0.056 acres)
Lot Dimensions	90 ft deep x 27 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1904 PEARL ST
City	COVINGTON
State	KY
Zip	41014-1214
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	27'X90' ES PEARL 30' S 19TH M.L. HAWTHORNE
Legal Subdivision	SOUTHGATE RICHARD
Legal Phase	27
Legal Block	27
Legal Lot Number	7,8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	185 WOODLAND ST, SHERBORN, MA 01770-1202
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed, Transfer
Aug 10, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	20215900112
Deed Book / Page	111 / 949
Prior Transfer Date	Oct 18, 2000
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 18, 2021
Property Address	1904 PEARL ST, COVINGTON, KY 41014-1214
Document Number	0005900112
Book / Page	111 / 949
Instrument Date	Aug 4, 2021
Instrument	21081805900112
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 RANSOM TRCE, 150, GEORGETOWN, KY 40324-2093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11622 SE 47TH ST, BELLEVUE, WA 98006-2706

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 10, 2021
Property Address	1904 PEARL ST, COVINGTON, KY 41014-1214
Document Number	0005900074
Book / Page	109 / 482
Instrument Date	Aug 4, 2021
Instrument	21081005900074
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2024 BLUEGRASS PL, 2024, INDEPENDENCE, KY 41051-7900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 RANSOM TRCE, GEORGETOWN, KY 40324-2093
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,000 (+5.26%) Land $10,000	$10,000 (+5.26%) Land $10,000
2025	$125.00 (-0.79%)	$9,500 (-) Land $9,500	$9,500 (-) Land $9,500
2023	$126.00	$9,500 Land $9,500	$9,500 Land $9,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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