1902 Pearl St, Covington, KY 41014 Property Records

Kenton County property record for 1902 Pearl St, Covington, KY 41014 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 860 sqft · built 1894
Lot Size0.055 acres (2,400 sqft)
OwnerCompany Name on File
Last Sale$37,500 (Nov 2019)
Tax Bill$728 (2025)
Deeds & MortgagesSep 2020 Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN055-14-19-001.00

Property Details

APN / Parcel Number

Primary APN055-14-19-001.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area860 sqft Finished Area
Gross Area940 sqft

Exterior

Year BuiltBuilt 1894
Exterior MaterialWood Siding
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area2,400 sqft (0.055 acres)
Lot Dimensions80 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0551419001.00
Street Address1902 PEARL ST
CityCOVINGTON
StateKY
Zip41014-1214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description30'X80' ES PEARL 390' S E 18TH M.L. HAWTHORNE
Legal SubdivisionSOUTHGATE RICHARD
Legal Phase27
Legal Lot Number7
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2010
Census Tract60900

Owner

Source: Kenton County records · APN 055-14-19-001.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2036 N DELAWARE ST APT C, C, INDIANAPOLIS, IN 46202-1556
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage
FORCHT BK NA
Nov 14, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2019 · Amount on Record
Deed SaleNov 14, 2019 · Amount on Record
Prior SaleJun 01, 2009 · Amount on Record
Deed Document Number0000068027
Deed Book / Page6802 / 7
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1902 PEARL ST, COVINGTON, KY 41014-1214
Document Number0000000161
Instrument DateSep 18, 2020
Transaction TypeMortgage
Record UpdatedOct 09, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1024 N NEW JERSEY ST INDIANAPOLIS IN 462022671, INDIANAPOLIS, IN 46202-2671

Mortgage

Document Number0000000161
DateSep 25, 2020
Book Page00M102/000670
Instrument161
Lender
NameFORCHT BK NA
TypeBank
AddressLEXINGTON, KY 40555
Agreement
AmountAmount Recorded
Term240 Months
DueSep 24, 2040

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateNov 14, 2019
Property Address1902 PEARL ST, COVINGTON, KY 41014-1214
Document Number0000000201
Book / Page0C6802 / 000007
Instrument DateNov 14, 2019
Instrument201
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$37.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address234 E 9TH ST #B01 INDIANAPOLIS IN 462041156, B01, INDIANAPOLIS, IN 46204-1156

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$728.00 (-0.55%)$55,000 (-) Land $5,000 Building $50,000$55,000 (-) Land $5,000 Building $50,000
2023$732.00$55,000 Land $5,000 Building $50,000$55,000 Land $5,000 Building $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,077 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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