Craven County property record for 1904 Opal St, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1977 |
| Lot Size | 0.267 acres (11,645 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $877 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 8-021-061-J |
| Primary APN | 8-021-061-J |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,645 sqft (0.267 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 121650 |
|---|---|
| Street Address | 1904 OPAL ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-3424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10 |
| Legal Description | 61 J OPAL ST |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 960600 |
1904 Opal St is owned by two individuals who acquired it in October 2013.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15938 SPYGLASS HILL LOOP, GAINESVILLE, VA 20155-3212 |
| Owner Type | Individual |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 23, 2013 |
| Transfer Doc | 3239/0708 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1904 Opal St was $877, up 3.3% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $877.00 (+3.3%) | $93,090 (-) Land $28,000 Building $65,090 | $93,090 (-) Land $28,000 Building $65,090 |
| 2025 | $849.00 | $93,090 Land $28,000 Building $65,090 | $93,090 Land $28,000 Building $65,090 |
| 2023 | $827.00 (+14.54%) | $93,090 (+46.34%) Land $28,000 Building $65,090 | $93,090 Land $28,000 Building $65,090 |
| 2022 | $722.00 | $63,610 Land $21,500 Building $42,110 | |
| 2018 | $63,610 Land $21,500 Building $42,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1904 Opal St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 117 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 117 in force |
| Nearby Flood Claims | 180 (1979–2024) |
| Claims Outside the SFHA | 11 of 180 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1904 Opal St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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