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1902 Opal St, New Bern, NC 28560 Property Records

Craven County property record for 1902 Opal St, New Bern, NC 28560 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,237 sqft · built 1970
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on File
Tax Bill$1,010 (2025)
Deeds & MortgagesSep 2023 Transfer
Feb 2022 Mortgage
Flood ZoneZone AE (high risk)
APN8-021-066-A

Property Details

APN / Parcel Number

Primary APN8-021-066-A
Alternative APNs
  • 136162
  • 67579

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,237 sqft Living Area
1st Floor Area1,237 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,498 sqft (0.241 acres)
Storage Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number136162
Street Address1902 OPAL ST
CityNEW BERN
StateNC
Zip28560-3424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description66-A OPAL STREET
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group4
Census Block4001
Census Tract960600

Owner

Source: Craven County records · APN 8-021-066-A

Assessment roll updated October 7, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1902 OPAL ST, NEW BERN, NC 28560-3424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2023Quit Claim Deed, Transfer
Quitclaim
Feb 01, 2022Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateAug 15, 2023
Transfer Doc003775/200
Record UpdatedSep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCRAVEN NC
Recording DateSep 05, 2023
Property Address1902 OPAL ST, NEW BERN, NC 28560-3424
Document Number003775/200
Book / Page3775 / 200
Instrument DateAug 15, 2023
Instrument10116908
Transaction TypeTransfer
Record UpdatedSep 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address76 MORNINGSTAR DR, NEW BERN, NC 28562-3402

Transferred To (Grantee/Buyer)

NameVerified Name
Address1902 OPAL ST, NEW BERN, NC 28560-3424

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address1902 OPAL ST, NEW BERN, NC 28560-3424
Transaction TypeMortgage
Record UpdatedFeb 11, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1902 OPAL ST, NEW BERN, NC 28560-3424

Mortgage

Document Number03710/1494
DateFeb 01, 2022
Book Page3710/1494
Instrument10091038
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,010.00 (+2.43%)$112,380 (-) Land $28,000 Building $84,380$112,380 (-) Land $28,000 Building $84,380
2023$986.00 (+13.99%)$112,380 (+45.34%) Land $28,000 Building $84,380$112,380 (+45.34%) Land $28,000 Building $84,380
2022$865.00$77,320 Land $21,500 Building $55,820
2018$77,320 Land $21,500 Building $55,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499606004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 117 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies117 in force
84 of 117 on primary residences
Nearby Flood Claims180 (1979–2024)
Claims Outside the SFHA11 of 180
Most Recent ClaimJul 2024, rainfall accumulation
Flood Events
  • Hurricane Florence (Sep 2018), 84 claims
  • Hurricane Irene (Aug 2011), 34 claims
  • Severe Storms, Flooding, And Straight-line Winds (Oct 2010), 19 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 1% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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