1904 Lakeshore Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 1904 Lakeshore Dr, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1987
Lot Size	0.163 acres (7,091 sqft)
Owner	2 Company Names on Record
Last Sale	$210,000 (Nov 2009)
Tax Bill	$2,995 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065-022-065-000`

Property Details

APN / Parcel Number

Primary APN	`065-022-065-000`
Alternative APNs	`0652265000` `0652265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	7,091 sqft (0.163 acres)
View / Lot	Irregular Lot
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1904 LAKESHORE DR
City	MODESTO
State	CA
Zip	95355-1868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NARAGHI LAKES NO. 2, BLK 12601, LOT 16
Legal Subdivision	NARAGHI LAKES 02
Legal Block	12601
Legal Lot Number	16
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1017
Census Tract	908

Owner

Source: Stanislaus County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8105 CRAFT CT, ORANGEVALE, CA 95662-2901
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Intrafamily Transfer, Transfer
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2009 · Amount on Record
Deed Sale	Nov 17, 2009 · Amount on Record
Prior Sale	Oct 12, 2009
Deed Document Number	2009110652
Last Transfer Date	Jun 29, 2022
Transfer Doc	0000048386
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 11, 2022
Property Address	1904 LAKESHORE DR, MODESTO, CA 95355-1868
Document Number	0000048386
Map Reference	VOL 31 PG 8
Instrument Date	Jun 29, 2022
Instrument	2022-0048386
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8105 CRAFT CT, ORANGEVALE, CA 95662-2901

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1904 LAKESHORE DR, MODESTO, CA 95355-1868
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041363
Date	Jun 16, 2020
Instrument	2020-0041363

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1904 LAKESHORE DR, MODESTO, CA 95355-1868
Document Number	0000045556
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8105 CRAFT CT ORANGEVALE CA 956622901, ORANGEVALE, CA 95662-2901

Mortgage

Document Number	0000045556
Date	Jul 3, 2018
Instrument	45556

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 8, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,995.00 (+3.81%)	$271,057 (+4.04%) Land $90,349 Building $180,708
2023	$2,885.00 (+4.23%)	$260,534 Land $86,842 Building $173,692
2022	$2,768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, T-Mobile, Verizon.

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