1900 Lakeshore Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 1900 Lakeshore Dr, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,194 sqft · built 1987
Lot Size	0.079 acres (3,484 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Jul 2014)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065-022-064-000`

Property Details

APN / Parcel Number

Primary APN	`065-022-064-000`
Alternative APN	`0652264`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,194 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Construction Type	Wood
Lot Area	3,484 sqft (0.079 acres)
Parking Spaces	3 Parking Spaces
Patio Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0652264
Street Address	1900 LAKESHORE DR
City	MODESTO
State	CA
Zip	95355-1868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NARAGHI LAKES NO. 2, BLK 12601, LOT 15
Legal Subdivision	NARAGHI LAKES NO. 2
Legal Block	12601
Legal Lot Number	15
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1017
Census Tract	908

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1900 LAKESHORE DR, MODESTO, CA 95355-1868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 10, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 24, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2014 · Amount on Record
Deed Sale	Jul 8, 2014 · Amount on Record
Prior Sale	Oct 13, 2010
Deed Document Number	2014-0043469
Record Updated	Jun 7, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1900 LAKESHORE DR, MODESTO, CA 95355-1868
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 LAKESHORE DR, MODESTO, CA 95355-1868

Mortgage

Document Number	0000062895
Date	Sep 20, 2022
Instrument	2022-0062895

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1900 LAKESHORE DR, MODESTO, CA 95355-1868
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 LAKESHORE DR, MODESTO, CA 95355-1868

Mortgage

Document Number	0000011124
Date	Feb 3, 2021
Instrument	2021-0011124

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1900 LAKESHORE DR, MODESTO, CA 95355-1868
Document Number	0000003350
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1900 LAKESHORE DR MODESTO CA 953551868, MODESTO, CA 95355-1868

Mortgage

Document Number	0000003350
Date	Jan 21, 2020
Instrument	3350

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Jan 20, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1900 LAKESHORE DR, MODESTO, CA 95355-1868
Document Number	0000035385
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1900 LAKESHORE DR MODESTO CA 953551868, MODESTO, CA 95355-1868

Mortgage

Document Number	0000035385
Date	Jun 4, 2019
Instrument	35385

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,026.00 (+3.9%) Homeowner's exemption	$371,364 (+4.04%) Land $126,190 Building $245,174
2023	$3,875.00 (+4.25%) Homeowner's exemption	$356,945 Land $121,291 Building $235,654
2022	$3,717.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, T-Mobile, Verizon.

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