1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Eloise Loop Rd

1904 Eloise Loop Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 1904 Eloise Loop Rd, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,648 sqft · built 1997
Lot Size0.241 acres (10,494 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Aug 2021)
Tax Bill$2,893 (2025)
Deeds & MortgagesAug 2021 Sale
Apr 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-29-09-687046-000030

Property Details

APN / Parcel Number

Primary APN26-29-09-687046-000030
Alternative APNs
  • 092926687046000030
  • 92926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,648 sqft Living Area
Gross Area2,132 sqft
1st Floor Area1,648 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,494 sqft (0.241 acres)
Lot Dimensions128 ft deep x 82 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area484 sqft
PorchFinished/Open Porch
Porch Area100 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1904 ELOISE LOOP RD
CityWINTER HAVEN
StateFL
Zip33884-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELOISE LOOP ESTATES PB 97 PG 41 LOT 3
Legal Range26E
Legal Township29S
Legal Section09
Legal SubdivisionELOISE LOOP ESTATES
Legal Tract687046
Legal Block1
Legal Lot Number3
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1049
Census Tract14600

Owner

Source: Polk County records · APN 26-29-09-687046-000030

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address82 BEVERLY AVE, LOCKPORT, NY 14094-2552
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Warranty Deed, Transfer
Apr 24, 2018Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MTG
Mar 07, 2017Deed of Trust, Mortgage · Conventional Mortgage
AUTO CLUB TR FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 03, 2021 · Amount on Record
Deed SaleAug 03, 2021 · Amount on Record
Prior SaleApr 24, 2018 · Amount on Record
Deed Document Number2021201407
Deed Book / Page11831 / 934
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 03, 2021
Property Address1904 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2802
Document Number0000201407
Book / Page11831 / 934
Map ReferenceMB 97 PG 41
Instrument DateJul 29, 2021
Instrument2021201407
Transaction TypeTransfer
Record UpdatedAug 17, 2021

Transaction

AmountAmount Recorded
Tax$2,030.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1103 43RD ST, 1103, ORLANDO, FL 32839-1326

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 BEVERLY AVE, LOCKPORT, NY 14094-2552

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 24, 2018
Property Address1904 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2802
Document Number0104630474
Book / Page010463 / 000474
Instrument DateApr 23, 2018
Instrument86720
Transaction TypeTransfer
Record UpdatedMay 08, 2018
Title CompanyREAL ESTATE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1904 ELOISE LOOP RD WINTER HAVEN FL 338842802, WINTER HAVEN, FL 33884-2802

Mortgage

Document Number104630475
DateApr 24, 2018
Book Page010463/000475
Instrument86721
Lender
NameWATERSTONE MTG
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2048

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1904 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2802
Document Number0100920897
Book / Page010092 / 000897
Instrument DateMar 07, 2017
Transaction TypeMortgage
Record UpdatedJun 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1904 ELOISE LOOP RD WINTER HAVEN FL 338842802, WINTER HAVEN, FL 33884-2802

Mortgage

Document Number0100920897
DateMar 16, 2017
Book Page010092/000897
Instrument50634
Lender
NameAUTO CLUB TR FSB
TypeFederal Savings Bank
AddressOMAHA, NE 68114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 15, 2027

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,893.00 (-28.62%) Homeowner's exemption$258,744 (-2.49%) Land $44,000 Building $214,744$258,744 (-2.49%) Land $44,000 Building $214,744
2023$4,053.00 (+2.61%)$265,360 (+3.63%) Land $42,000 Building $223,360$265,360 (+3.63%) Land $42,000 Building $223,360
2022$3,950.00$256,070 Land $35,000 Building $221,070$256,070 Land $35,000 Building $221,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050146001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
13 of 15 on primary residences
Nearby Flood Claims3 (2004–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024, other causes, Hurricane Milton
Flood Events
  • Hurricane Frances (Sep 2004), 2 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · above 16% of Florida
Wildfire LikelihoodAbout 1 in 1,075 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Eloise Loop Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures