1903 Eloise Loop Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 1903 Eloise Loop Rd, Winter Haven, FL 33884 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	3,759 sqft Living Area
Lot Size	1.17 acres
Occupancy	Owner Occupied
Last Sale	$360,000 (1998)
Tax Bill	$11,823.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-29-10-000000-043050`
Alternative APNs	`102926000000043050` `02926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,759 sqft Living Area
Gross Area	6,664 sqft Gross Area
1st Floor	3,759 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	51,240 sqft
Depth X Width	200 ft x 165 ft Depth x Width
Garage Type	Attached Garage
Garage Area	1,313 sqft Garage
Patio Area	110 sqft Patio
Porch Area	352 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	1903 ELOISE LOOP RD
City	WINTER HAVEN
State	FL
Zip	33884-2850
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG 1554.76 FT N & 480.71 FT E OF SW COR OF SEC RUN S 48.07 FT W 104.17 FT N 209.08 FT N 41 DEG 00 MIN 17 SEC E 158.80 FT M/L TO LAKE SELY ALONG LAKE 162 FT M/L S 34 DEG 41 MIN 31 SEC W 205 FT M/L TO POB & BEG NE COR OF LANDS DESC IN OR 10328 PG 1958
Legal Range	26E
Legal Township	29S
Legal Section	10
Legal Subdivision	BEACH HAVEN
Legal Tract	000000
Legal Block	2
Jurisdiction	POLK FL
Minor Civil Division	WINTER HAVEN-AUBURNDALE
Census Blockgroup	2
Census Block	2054
Census Tract	14005

Owner

Source: Polk County records · APN 26-29-10-000000-043050

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1903 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2850
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 1998 · Amount on Record
Deed Sale	Sep 15, 1998 · Amount on Record
Deed Book / Page	4097 / 2272
Record Refreshed	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1903 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2850
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 ELOISE LOOP RD, WINTER HAVEN, FL 33884-2850

Mortgage

Document Number	0000111805
Date	Apr 25, 2022
Book Page	12224/364
Instrument	2022111805

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	May 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.45%
Index	Other
Margin	3
Max Rate	7.45%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,823.00 (+0.19%) Homeowner's exemption	$932,476 (+5.99%)	$1,328,489 (-1.82%) Land $485,726 Building $842,763
2023	$11,801.00 (+1.79%) Homeowner's exemption	$879,802 (+3%)	$1,353,161 (+20.62%) Land $470,984 Building $882,177
2022	$11,594.00 Homeowner's exemption	$854,177	$1,121,837 Land $393,003 Building $728,834

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.