1904 Copley Sq, O Fallon, MO 63366 Property Records

St. Charles County property record for 1904 Copley Sq, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,638 sqft · built 2011
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Last Sale$261,942 (Dec 2011)
Tax Bill$5,355 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNT070300519

Property Details

APN / Parcel Number

Primary APNT070300519
Alternative APN
  • 2-0042-A083-00-009E.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,638 sqft Living Area
Gross Area4,510 sqft
1st Floor Area1,436 sqft
Basement Area1,202 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area670 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT070300519
Street Address1904 COPLEY SQ
CityO FALLON
StateMO
Zip63366-1585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHYLAND GREEN #5 LOT 9E
Legal SubdivisionHYLAND GREEN #5
Legal Lot Number9E
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2015
Census Tract311801

Owner

1904 Copley Sq is owned and occupied by two individuals who acquired it in June 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address1904 COPLEY SQ, O FALLON, MO 63366-1585
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2011 · Amount on File
Deed SaleDec 28, 2011 · Amount on File
Deed Document Number2011812200
Deed Book / Page5698 / 1915
Last Transfer DateJun 29, 2020
Transfer Doc0073361041
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1904 COPLEY SQ, O FALLON, MO 63366-1585
Transaction TypeMortgage
Record UpdatedOct 7, 2021
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1904 COPLEY SQ, O FALLON, MO 63366-1585

Mortgage

Document Number2021R080581
DateSep 27, 2021
Instrument2021R-080581
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1904 Copley Sq was $5,355, up 5.9% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,575 (-)$439,869 (-) Land $65,000 Building $374,869
2025$5,355.00 (+5.89%)$83,575$439,869 Land $65,000 Building $374,869
2024$5,057.00
2023$76,641
2022$403,373 Land $45,000 Building $358,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1904 Copley Sq in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 Copley Sq is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Brightspeed
Fiber
940 / 940
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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