1901 Copley Sq, O Fallon, MO 63366 Property Records

St. Charles County property record for 1901 Copley Sq, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,961 sqft · built 2016
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$255,392 (Jun 2016)
Tax Bill	$4,281 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T070300522`

Property Details

APN / Parcel Number

Primary APN	`T070300522`
Alternative APN	`2-0042-A083-00-012E.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,961 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	1,131 sqft
Basement Area	1,051 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Solar
Sewer	Connected

Location & Zoning

Account Number	T070300522
Street Address	1901 COPLEY SQ
City	O FALLON
State	MO
Zip	63366-1574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HYLAND GREEN #5 LOT 12E
Legal Subdivision	HYLAND GREEN #5
Legal Lot Number	12E
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2015
Census Tract	311801

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1901 COPLEY SQ, O FALLON, MO 63366-1574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage QUORUM FEDERAL CU
Sep 26, 2025	Intrafamily Transfer, Transfer
Nov 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	2016394320
Deed Book / Page	6562 / 2344
Last Transfer Date	Sep 19, 2025
Transfer Doc	0000042667
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1901 COPLEY SQ, O FALLON, MO 63366-1574
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 COPLEY SQ, O FALLON, MO 63366-1574

Mortgage

Document Number	0000046484
Date	Oct 17, 2025
Instrument	2025R-046484

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 26, 2025
Property Address	1901 COPLEY SQ, O FALLON, MO 63366-1574
Document Number	0000042667
Map Reference	MB 43 PG 174
Instrument Date	Sep 19, 2025
Instrument	2025R-042667
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1901 COPLEY SQ, O FALLON, MO 63366-1574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 COPLEY SQ, O FALLON, MO 63366-1574

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1901 COPLEY SQ, O FALLON, MO 63366-1574
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045353
Date	Nov 2, 2023
Instrument	2023R-045353

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1901 COPLEY SQ, O FALLON, MO 63366-1574
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 COPLEY SQ, O FALLON, MO 63366-1574

Mortgage

Document Number	2021R014100
Date	Feb 17, 2021
Instrument	2021R-014100

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,681 (-)	$350,953 (-) Land $65,000 Building $285,953
2025	$4,281.00	$66,681 (+3.84%)	$350,953 (+3.84%) Land $65,000 Building $285,953
2023		$64,216
2022			$337,978 Land $45,000 Building $292,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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