1904 38th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1904 38th St S, Saint Cloud, MN 56301

Property Summary

Property Type	Other Improved
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on Record
Last Sale	$363,500 (Oct 2022)
Tax Bill	$4,820 (2026)
Deeds & Mortgages	Dec 2022 Sale Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-44337-0909`

Property Details

APN / Parcel Number

Primary APN	`82-44337-0909`

Exterior

Lot Area	9,191 sqft (0.211 acres)
Lot Width	174 ft Width
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	1904 38TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9669
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	PUD77
Legal Description	LOT 001 BLK 002 BEAR RIDGE FIRST ADDITION SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	34
Legal Subdivision	BEAR RIDGE FIRST ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1017
Census Tract	402

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1904 38TH ST S, SAINT CLOUD, MN 56301-9669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer
Dec 28, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Prior Sale	Oct 27, 2022 · Amount on Record
Deed Document Number	20221483693
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 28, 2022
Property Address	1904 38TH ST S, SAINT CLOUD, MN 56301-9669
Document Number	00A1646718
Instrument Date	Oct 27, 2022
Instrument	A1646718
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 442, SAUK RAPIDS, MN 56379-0442

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 28, 2022
Property Address	1904 38TH ST S, SAINT CLOUD, MN 56301-9669
Document Number	00A1646721
Instrument Date	Oct 27, 2022
Instrument	A1646721
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 38TH ST S, SAINT CLOUD, MN 56301-9669

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,820.00 (+20.92%)
2025		$339,300 (+7.78%) Land $70,000 Building $269,300	$339,300 (+7.78%) Land $70,000 Building $269,300
2024	$3,986.00 (+862.8%)
2023	$414.00	$314,800 Land $40,000 Building $274,800	$314,800 Land $40,000 Building $274,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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