1901 38th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1901 38th St S, Saint Cloud, MN 56301 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2008
Square Footage	1,190 sqft Living Area
Lot Size	25,962 sqft (0.596 acres)
Garage	616 sqft
Occupancy	Owner Occupied
Tax Bill	$4,074.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`82-44337-0902`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,190 sqft Living Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Bi-Level Style
Exterior Material	Stone Exterior
Roof Material	Asphalt Roof
Lot Area	25,962 sqft (0.596 acres)
Lot Width	68 ft Width
Parking Spaces	2 Parking Spaces
Garage Area	616 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	1901 38TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9669
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 001 BLK 001 BEAR RIDGE FIRST ADDITION SECTION 34 TOWNSHIP 124 RANGE 028 SECTION 34 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	34
Legal Subdivision	BEAR RIDGE FIRST ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEARNS MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1017
Census Tract	402

Owner

Source: Stearns County records · APN 82-44337-0902

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1901 38TH ST S, SAINT CLOUD, MN 56301-9669
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 12, 2021
Transfer Doc	00A1597415
Record Refreshed	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 22, 2021
Property Address	1901 38TH ST S, SAINT CLOUD, MN 56301-9669
Document Number	00A1597415
Instrument Date	Mar 12, 2021
Instrument	A1597415
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,074.00 (+31.25%)	$292,900 (-) Land $70,000 Building $222,900	$292,900 (-) Land $70,000 Building $222,900
2025		$292,900 (+7.45%) Land $70,000 Building $222,900	$292,900 (+7.45%) Land $70,000 Building $222,900
2023	$3,104.00	$272,600 Land $40,000 Building $232,600	$272,600 Land $40,000 Building $232,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 18% of Minnesota
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.