1904 27th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1904 27th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.037 acres (1,620 sqft)
Owner	Company Name on Record
Last Sale	$132,467 (Jan 2012)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Oct 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-443-0010`

Property Details

APN / Parcel Number

Primary APN	`85-443-0010`
Alternative APNs	`85-00443-0010` `43295`

Exterior

Lot Area	1,620 sqft (0.037 acres)

Location & Zoning

Street Address	1904 27TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 10
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	CIC #27 STERLING HEIGHTS TOWNHOMES
Legal Block	10
Legal Unit	10
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	31500

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	311 ESTATE DR, AVON, MN 56310-4539
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Oct 23, 2020	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Dec 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2012 · Amount on Record
Deed Sale	Jan 27, 2012 · Amount on Record
Prior Sale	Jul 20, 2005 · Amount on Record
Deed Document Number	2012743414
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1904 27TH ST SE, SAINT CLOUD, MN 56304-8567
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000860588
Date	Aug 13, 2018
Instrument	860588

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Fixed Rate

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	1904 27TH ST SE, SAINT CLOUD, MN 56304-8567
Document Number	0000905744
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1904 27TH ST SE ST CLOUD MN 563048567, ST CLOUD, MN 56304-8567

Mortgage

Document Number	0000905744
Date	Nov 20, 2020
Instrument	905744

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Dec 26, 2019
Property Address	1904 27TH ST SE, SAINT CLOUD, MN 56304-8567
Document Number	0000884231
Instrument Date	Dec 20, 2019
Instrument	884231
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12740 175TH AVE VILLARD MN 563852344, VILLARD, MN 56385-2344

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,054.00 (+20.43%)	$208,300 (-) Land $40,000 Building $168,300	$208,300 (-) Land $40,000 Building $168,300
2023	$2,536.00	$208,300 Land $25,000 Building $183,300
2021			$208,300 Land $25,000 Building $183,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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