1815 27th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1815 27th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Apr 2010)
Tax Bill	$802 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-444-0405`

Property Details

APN / Parcel Number

Primary APN	`85-444-0405`
Alternative APNs	`85-00444-0405` `43326`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	1815 27TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8560
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 4
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	STERLING HEIGHTS PLAT SIX
Legal Block	4
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1002
Census Tract	31500

Owner

Source: Sherburne County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1815 27TH ST SE, SAINT CLOUD, MN 56304-8560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2010 · Amount on Record
Deed Sale	Apr 14, 2010 · Amount on Record
Prior Sale	Apr 16, 2004 · Amount on Record
Deed Document Number	201080187
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1815 27TH ST SE, SAINT CLOUD, MN 56304-8560
Document Number	0000877226
Instrument Date	Aug 14, 2019
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	TRI-COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1815 27TH ST SE ST CLOUD MN 563048560, ST CLOUD, MN 56304-8560

Mortgage

Document Number	0000877226
Date	Aug 21, 2019
Instrument	877226

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,700 (-) Land $70,000 Building $284,700	$354,700 (-) Land $70,000 Building $284,700
2025	$802.00 (-80.87%)	$354,700 (-) Land $70,000 Building $284,700	$354,700 (-) Land $70,000 Building $284,700
2023	$4,192.00	$354,700 Land $70,000 Building $284,700
2021			$354,700 Land $70,000 Building $284,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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