Hillsborough County property record for 19031 Fern Meadow Loop, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,184 sqft · built 2004 |
| Lot Size | 0.254 acres (11,057 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Aug 2018) |
| Tax Bill | $5,551 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer May 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012979-5830 |
| Primary APN | 012979-5830 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 2,860 sqft |
| 1st Floor Area | 2,184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,057 sqft (0.254 acres) |
| Lot Dimensions | 117 ft deep x 87.5 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129795830 |
|---|---|
| Street Address | 19031 FERN MEADOW LOOP |
| City | LUTZ |
| State | FL |
| Zip | 33558-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | FERN GLEN LOT 12 BLOCK 2 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | FERN GLEN |
| Legal Tract | 65J |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11509 |
19031 Fern Meadow Loop is owned and occupied by two individuals who acquired it in August 2024.
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19031 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 6, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 29, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 31, 2018 | Warranty Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG |
| Aug 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on File |
| Deed Sale | Aug 31, 2018 · Amount on File |
| Prior Sale | Feb 20, 2007 · Amount on File |
| Deed Document Number | 2018353113 |
| Deed Book / Page | 26032 / 788 |
| Last Transfer Date | Aug 21, 2024 |
| Transfer Doc | 0000539658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Sep 6, 2023 |
| Property Address | 19031 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Document Number | 0000398051 |
| Map Reference | MB 94 PG 84 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 2023398051 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19031 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19031 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19031 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000264555 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 2022264555 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19031 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 2021325631 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021325631 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19031 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Document Number | 0266580514 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19031 FERN MEADOW LOOP LUTZ FL 335584001, LUTZ, FL 33558-4001 |
| Document Number | 0266580514 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 026658/000514 |
| Instrument | 226196 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 31, 2018 |
| Property Address | 19031 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Document Number | 0260320788 |
| Book / Page | 026032 / 000788 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 353113 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19031 FERN MEADOW LOOP LUTZ FL 335584001, LUTZ, FL 33558-4001 |
| Document Number | 260320790 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 026032/000790 |
| Instrument | 353114 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 31, 2018 |
| Property Address | 19031 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Document Number | 0260320786 |
| Book / Page | 026032 / 000786 |
| Instrument Date | Aug 2, 2018 |
| Instrument | 353112 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19031 FERN MEADOW LOOP LUTZ FL 335584001, LUTZ, FL 33558-4001 |
The 2025 property tax bill for 19031 Fern Meadow Loop was $5,551 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,694 (+2.7%) | $501,381 (-1.84%) Land $148,956 Building $352,425 | |
| 2025 | $5,551.00 Homeowner's exemption | $313,237 | $510,793 Land $148,956 Building $361,837 |
| 2023 | $4,722.00 (+4.4%) Homeowner's exemption | $268,438 (+3%) | $439,415 (+6.85%) Land $129,095 Building $310,320 |
| 2022 | $4,523.00 Homeowner's exemption | $260,619 | $411,232 Land $109,234 Building $301,998 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19031 Fern Meadow Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19031 Fern Meadow Loop is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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