Hillsborough County property record for 19027 Fern Meadow Loop, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,053 sqft · built 2004 |
| Lot Size | 0.277 acres (12,079 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $390,000 (Jul 2018) |
| Tax Bill | $7,372 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012979-5826 |
| Primary APN | 012979-5826 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,053 sqft Living Area |
| Gross Area | 3,773 sqft |
| 1st Floor Area | 2,673 sqft |
| Upper Floors Area | 380 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,079 sqft (0.277 acres) |
| Lot Dimensions | 120 ft deep x 72.2 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Deck Area | Deck Area |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129795826 |
|---|---|
| Street Address | 19027 FERN MEADOW LOOP |
| City | LUTZ |
| State | FL |
| Zip | 33558-4001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | FERN GLEN LOT 10 BLOCK 2 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | FERN GLEN |
| Legal Tract | 65J |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11509 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19027 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on Record |
| Deed Sale | Jul 23, 2018 · Amount on Record |
| Prior Sale | Mar 1, 2010 · Amount on Record |
| Deed Document Number | 2018293538 |
| Deed Book / Page | 25935 / 1481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19027 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021499817 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021499817 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19027 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Document Number | 0270440329 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19027 FERN MEADOW LOOP LUTZ FL 335584001, LUTZ, FL 33558-4001 |
| Document Number | 0270440329 |
|---|---|
| Date | Oct 21, 2019 |
| Book Page | 027044/000329 |
| Instrument | 452276 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 23, 2018 |
| Property Address | 19027 FERN MEADOW LOOP, LUTZ, FL 33558-4001 |
| Document Number | 0259351481 |
| Book / Page | 025935 / 001481 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 293538 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | INVESTORS TITLE AND SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19027 FERN MEADOW LOOP LUTZ FL 335584001, LUTZ, FL 33558-4001 |
| Document Number | 259351483 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 025935/001483 |
| Instrument | 293539 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,167 (+2.7%) | $593,198 (-1.9%) Land $147,898 Building $445,300 | |
| 2025 | $7,372.00 (+7.92%) Homeowner's exemption | $413,016 (+5.99%) | $604,664 (+9.03%) Land $147,898 Building $456,766 |
| 2023 | $6,831.00 (+3.75%) Homeowner's exemption | $389,685 (+3%) | $554,567 (+9.25%) Land $128,178 Building $426,389 |
| 2022 | $6,584.00 Homeowner's exemption | $378,335 | $507,624 Land $108,459 Building $399,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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