Champaign County property record for 1903 Trails Dr, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,546 sqft · built 2000 |
| Lot Size | 0.151 acres (6,582 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $42,000 (Dec 2021) |
| Tax Bill | $7,178 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 93-21-28-283-010 |
| Primary APN | 93-21-28-283-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,546 sqft Building Perimeter |
| 1st Floor Area | 1,546 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 6,582 sqft (0.151 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 357 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | 127 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1903 TRAILS DR |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-7095 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 80 SOUTH RIDGE SUB IV |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 28 |
| Legal Subdivision | SOUTH RIDGE SUB IV |
| Legal Lot Number | 80 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5702 |
1903 Trails Dr is owned and occupied by two individuals who bought it in December 2021.
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1903 TRAILS DR, URBANA, IL 61802-7095 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Aug 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | Aug 8, 2017 · Amount on File |
| Deed Document Number | 202128574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 1903 TRAILS DR, URBANA, IL 61802-7095 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020808 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 2020R20808 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 8, 2017 |
| Property Address | 1903 TRAILS DR, URBANA, IL 61802-7095 |
| Document Number | 0000014931 |
| Map Reference | DOC99R20181 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 2017R14931 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1903 TRAILS DR, URBANA, IL 61802-7095 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014932 |
|---|---|
| Date | Aug 8, 2017 |
| Instrument | 2017R14932 |
| Name | ILLINOIS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,880 Land $18,650 Building $61,230 | $239,640 Land $55,950 Building $183,690 | |
| 2024 | $7,178.00 | ||
| 2022 | $6,227.00 Homeowner's exemption | $63,440 Land $14,820 Building $48,620 | $190,320 Land $44,460 Building $145,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1903 Trails Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1998 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1903 Trails Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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