1901 Trails Dr, Urbana, IL 61802 Property Records

Champaign County property record for 1901 Trails Dr, Urbana, IL 61802

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,363 sqft · built 2000
Lot Size0.151 acres (6,565 sqft)
Owner2 Individual Names on File
Last Sale$213,500 (May 2010)
Tax Bill$8,679 (2024)
Deeds & MortgagesApr 2021 Mortgage
Apr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN93-21-28-283-009

Property Details

APN / Parcel Number

Primary APN93-21-28-283-009

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,363 sqft Building Perimeter
1st Floor Area1,363 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area6,565 sqft (0.151 acres)
Garage TypeAttached
Garage Area484 sqft
DrivewayConcrete Driveway
Driveway Area357 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1901 TRAILS DR
CityURBANA
StateIL
Zip61802-7095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 79 SOUTH RIDGE SUB IV
Legal Range09E
Legal Township19N
Legal Section28
Legal SubdivisionSOUTH RIDGE SUB IV
Legal Lot Number79
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1003
Census Tract5702

Owner

1901 Trails Dr is owned and occupied by two individuals who bought it in May 2010.

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1901 TRAILS DR, URBANA, IL 61802-7095
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
BUSEY BANK
Apr 9, 2020Deed of Trust, Mortgage · Line of Credit
BUSEY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2010 · Amount on File
Deed SaleMay 18, 2010 · Amount on File
Deed Document Number20109825
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1901 TRAILS DR, URBANA, IL 61802-7095
Transaction TypeMortgage
Record UpdatedApr 28, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008294
DateApr 9, 2021
Instrument2021R08294
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2036
Interest
Rate TypeFixed Rate
Rate2.5%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1901 TRAILS DR, URBANA, IL 61802-7095
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005617
DateApr 9, 2020
Instrument2020R05617
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 25, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$95,270 Land $18,650 Building $76,620$285,810 Land $55,950 Building $229,860
2024$8,679.00
2022$7,551.00 Homeowner's exemption$75,670 Land $14,820 Building $60,850$227,010 Land $44,460 Building $182,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1901 Trails Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1998)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1901 Trails Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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