1903 Masters Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1903 Masters Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2,638 sqft · built 2017
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Tax Bill	$2,997 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181.012.00005097`

Property Details

APN / Parcel Number

Primary APN	`181.012.00005097`
Alternative APN	`1810120 005097`

Interior

Stories	1 Story
Building Area	2,638 sqft Living Area
Gross Area	3,351 sqft
1st Floor Area	1,638 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	713 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1903 MASTERS DR
City	FESTUS
State	MO
Zip	63028-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TANGLEWOOD ESTS 3 BDRY ADJ LOT 28C
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 3
Legal Block	4
Legal Lot Number	28C
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4024
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	285 CLERMONT DR, FESTUS, MO 63028-4297
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Trustee's Deed, Transfer · Line of Credit FIRST ST CMNTY BK
Oct 9, 2018	Grant Deed, Transfer · Line of Credit FIRST ST CMNTY BK
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 9, 2018
Property Address	1903 MASTERS DR, FESTUS, MO 63028-5633
Document Number	0000030821
Instrument Date	Oct 5, 2018
Instrument	30821
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1905 MASTERS DR FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	30822
Date	Oct 9, 2018
Instrument	30822

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	IMPERIAL, MO 63052

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	30823,
Date	Oct 9, 2018
Instrument	30823

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	6021 W OUTER RD, IMPERIAL, MO 63052-2203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 9, 2018
Property Address	1903 MASTERS DR, FESTUS, MO 63028-5633
Document Number	0000030821
Instrument Date	Oct 5, 2018
Instrument	30821
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1903 MASTERS DR FESTUS MO 63028, FESTUS, MO 63028

Mortgage

Document Number	30822
Date	Oct 9, 2018
Instrument	30822

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	IMPERIAL, MO 63052

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	30823,
Date	Oct 9, 2018
Instrument	30823

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	6021 W OUTER RD, IMPERIAL, MO 63052-2203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1903 MASTERS DR, FESTUS, MO 63028-5633
Document Number	0000030820
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 505 IMPERIAL MO 630520505, IMPERIAL, MO 63052-0505

Mortgage

Document Number	0000030820
Date	Oct 9, 2018
Instrument	30820

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,600 (-) Land $8,800 Building $45,800	$287,400 (-) Land $46,200 Building $241,200
2025	$2,997.00 (+11.25%)	$54,600 (+14.71%) Land $8,800 Building $45,800	$287,400 (-) Land $46,200 Building $241,200
2024	$2,694.00 (+0.48%)		$287,400 (+14.78%) Land $46,200 Building $241,200
2023	$2,681.00	$47,600 Land $8,800 Building $38,800	$250,400 Land $46,200 Building $204,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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