1903 Howard St, Wheaton, IL 60187 Property Records

DuPage County property record for 1903 Howard St, Wheaton, IL 60187 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,306 sqft · built 1996
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$645,000 (Aug 2004)
Tax Bill	$8,347 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-208-002`

Property Details

APN / Parcel Number

Primary APN	`05-09-208-002`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,306 sqft Living Area
Gross Area	5,525 sqft
Basement Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Georgian
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	13.2 ft deep x 7.8 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1903 HOWARD ST
City	WHEATON
State	IL
Zip	60187-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF LOT 30 IN DURABLE CONSTRUCTION COS NORTHEAST ADD TO WHEATON
Legal Subdivision	DURABLE CONSTRUCTION COS NORTHEAST ADD T
Legal Lot Number	30
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1000
Census Tract	841801

Owner

Source: DuPage County records · APN 05-09-208-002

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1903 HOWARD ST, WHEATON, IL 60187-3238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit CIBM BANK
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CIBM BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2004 · Amount on Record
Deed Sale	Aug 16, 2004 · Amount on Record
Prior Sale	May 30, 1997 · Amount on Record
Deed Document Number	2004218060
Last Transfer Date	Jun 03, 2016
Transfer Doc	0000061125
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1903 HOWARD ST, WHEATON, IL 60187-3238
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	PRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092084
Date	Aug 20, 2020
Instrument	R2020-092084

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1903 HOWARD ST, WHEATON, IL 60187-3238
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	PROPERTY TITLE, PROPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059213
Date	Apr 14, 2021
Instrument	R2021-059213

Lender

Name	CIBM BANK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	173 Months
Due	Sep 01, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,347.00 (-44.32%)	$277,893 (+24.91%) Land $38,401 Building $239,492	$833,679 (+24.91%) Land $115,203 Building $718,476
2022	$14,991.00 Homeowner's exemption	$222,470 Land $30,800 Building $191,670	$667,410 Land $92,400 Building $575,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438418011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1978–2013)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms & Flooding, Aug 1987 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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