1845 Howard St, Wheaton, IL 60187 Property Records

DuPage County property record for 1845 Howard St, Wheaton, IL 60187 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,708 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Mar 2026)
Tax Bill	$8,854 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-208-003`

Property Details

APN / Parcel Number

Primary APN	`05-09-208-003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,108 sqft
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	13.2 ft deep x 8 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1845 HOWARD ST
City	WHEATON
State	IL
Zip	60187-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DURABLE CONST COS N E ADD TO WHEATON
Legal Subdivision	DURABLE CONST COS N E ADD TO WHEATON
Legal Lot Number	9
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1000
Census Tract	841801

Owner

Source: DuPage County records · APN 05-09-208-003

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	317 E LIBERTY DR, WHEATON, IL 60187-5439
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 13, 2026	Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC
Jul 09, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 01, 2019	Deed of Trust, Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Aug 14, 2024 · Amount on Record
Deed Document Number	202616075
Prior Transfer Date	Dec 01, 1993
Prior Transfer Doc	0000006612
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1845 HOWARD ST, WHEATON, IL 60187-3238
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024740
Date	Feb 16, 2021
Instrument	R2021-024740

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DU PAGE IL
Recording Date	Mar 13, 2026
Property Address	1845 HOWARD ST, WHEATON, IL 60187-3238
Document Number	0000016075
Map Reference	DOC 828436
Instrument Date	Sep 23, 2025
Instrument	R2026-016075
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1845 HOWARD ST, WHEATON, IL 60187-3238

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1845 HOWARD ST, WHEATON, IL 60187-3238

Mortgage

Document Number	0000016076
Date	Mar 13, 2026
Instrument	R2026-016076

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 01, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1845 HOWARD ST, WHEATON, IL 60187-3238
Transaction Type	Mortgage
Record Updated	Aug 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062544
Date	Jul 09, 2018
Instrument	R2018-062544

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1845 HOWARD ST, WHEATON, IL 60187-3238
Document Number	0000016231
Instrument Date	Mar 01, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1845 HOWARD ST WHEATON IL 601873238, WHEATON, IL 60187-3238

Mortgage

Document Number	0000016231
Date	Mar 06, 2019
Instrument	16231

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,854.00 (+32.98%)	$156,191 (+30.91%) Land $38,884 Building $117,307	$468,573 (+30.91%) Land $116,652 Building $351,921
2024	$6,658.00 (+20.29%)	$119,308 (+14.95%) Land $35,851 Building $83,457	$357,924 (+14.95%) Land $107,553 Building $250,371
2022	$5,535.00 Homeowner's exemption Senior Citizen's exemption	$103,790 Land $31,190 Building $72,600	$311,370 Land $93,570 Building $217,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170438418011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1978–2013)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2013, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding
Claims By Storm	Severe Storms & Flooding, Aug 1987 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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