1903 Ferry Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1903 Ferry Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,746 sqft · built 2007
Owner	Company Name on Record
Last Sale	$530,000 (May 2021)
Tax Bill	$6,180 (2025)
Deeds & Mortgages	Oct 2022 Transfer May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-2790-009-0012`

Property Details

APN / Parcel Number

Primary APN	`072-2790-009-0012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,746 sqft Living Area
1st Floor Area	864 sqft
2nd Floor Area	882 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1903 FERRY CIR
City	FOLSOM
State	CA
Zip	95630-4018
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4 (PD)
Legal Description	UNIT 103 BLDG 26 UNION SQUARE A CONDOMINIUM PROJECT PHASE 5 PER BK 20051207 PG 0533
Legal Subdivision	UNION SQUARE A CONDOMINIUM
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2004
Census Tract	8504

Owner

Source: Sacramento County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1903 FERRY CIR, FOLSOM, CA 95630-4018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Intrafamily Transfer, Transfer
May 24, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 19, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Oct 9, 2014 · Amount on Record
Deed Document Number	2021
Deed Book / Page	20210524 / 1937
Prior Transfer Date	May 23, 2014
Prior Transfer Doc	0000000505
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2022
Property Address	1903 FERRY CIR, FOLSOM, CA 95630-4018
Document Number	0000000583
Map Reference	MB 344 PG 15
Instrument Date	Sep 30, 2022
Instrument	2022100500583
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1903 FERRY CIR, FOLSOM, CA 95630-4018

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 24, 2021
Property Address	1903 FERRY CIR, FOLSOM, CA 95630-4018
Document Number	0000001937
Map Reference	MB 344 PG 15
Instrument Date	May 20, 2021
Instrument	202105241937
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 FERRY CIR # 103, 103, FOLSOM, CA 95630-4018

Mortgage

Document Number	0000001938
Date	May 24, 2021
Instrument	202105241938

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1903 FERRY CIR, FOLSOM, CA 95630-4018
Document Number	2009140101
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 FERRY CIR #103 FOLSOM CA 956304018, 103, FOLSOM, CA 95630-4018

Mortgage

Document Number	2009140101
Date	Sep 14, 2020
Instrument	2009140101

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1903 FERRY CIR, FOLSOM, CA 95630-4018
Document Number	1904250547
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 FERRY CIR #103 FOLSOM CA 956304018, 103, FOLSOM, CA 95630-4018

Mortgage

Document Number	1904250547
Date	Apr 25, 2019
Instrument	1904250547

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1903 FERRY CIR, FOLSOM, CA 95630-4018
Document Number	1710110595
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 FERRY CIR #103 FOLSOM CA 956304018, 103, FOLSOM, CA 95630-4018

Mortgage

Document Number	1710110595
Date	Oct 11, 2017
Instrument	1710110595

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,159 (+2%) Land $110,406 Building $474,753
2025	$6,180.00 (+2.12%) Homeowner's exemption	$573,687 (+4.04%) Land $108,242 Building $465,445
2024	$6,052.00 (+1.83%)
2023	$5,943.00 (+1.5%) Homeowner's exemption	$551,412 Land $104,040 Building $447,372
2022	$5,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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