1801 Ferry Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 1801 Ferry Cir, Folsom, CA 95630

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,139 sqft · built 2007
OwnerTrust Name on File
Last Sale$455,000 (Jun 2022)
Tax Bill$5,190 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jun 2023 Reverse Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN072-2790-006-0013

Property Details

APN / Parcel Number

Primary APN072-2790-006-0013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,139 sqft Living Area
1st Floor Area62 sqft
2nd Floor Area1,077 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleL-Shape
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Garage Area222 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1801 FERRY CIR
CityFOLSOM
StateCA
Zip95630-4017
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-4 (PD)
Legal DescriptionUNIT 101 BLDG 15 UNION SQUARE A CONDOMINIUM PROJECT PER BK 20051207 PG 0530
Legal SubdivisionUNION SQUARE A CONDOMINIUM
Legal Lot Number1
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group2
Census Block2000
Census Tract8504

Owner

1801 Ferry Cir, a condominium, is owner-occupied and held in a trust since August 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of RecordTrust Name on File
Mailing Address1801 FERRY CIR, FOLSOM, CA 95630-4017
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 15, 2023Deed of Trust, Mortgage · Reverse Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Aug 31, 2022Intrafamily Transfer, Transfer
Jun 30, 2022Grant Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Dec 9, 2019Deed of Trust, Mortgage · Conventional with PMI
WELLS FARGO BK
May 31, 2018Grant Deed, Transfer · Conventional with PMI
CARDINAL FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2022 · Amount on File
Deed SaleJun 30, 2022 · Amount on File
Prior SaleMay 31, 2018 · Amount on File
Deed Book / Page20220630 / 545
Last Transfer DateAug 27, 2022
Transfer Doc2022000853
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1801 FERRY CIR, FOLSOM, CA 95630-4017
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 FERRY CIR 101, 101, FOLSOM, CA 95630-4017

Mortgage

Document Number0000000877
DateMar 11, 2021
Instrument202103110877
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1801 FERRY CIR, FOLSOM, CA 95630-4017
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 FERRY CIR, FOLSOM, CA 95630-4017

Mortgage

Document Number0000000804
DateJun 15, 2023
Instrument202306150804
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate6.68%
Type Change DateAug 1, 2023
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate11.6%

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateAug 31, 2022
Property Address1801 FERRY CIR, FOLSOM, CA 95630-4017
Document Number0000000853
Map ReferenceMB 344 PG 15
Instrument DateAug 27, 2022
Instrument2022083100853
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1801 FERRY CIR, FOLSOM, CA 95630-4017

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 30, 2022
Property Address1801 FERRY CIR, FOLSOM, CA 95630-4017
Document Number0000000545
Map ReferenceMB 344 PG 15
Instrument DateJun 24, 2022
Instrument2022063000545
Transaction TypeTransfer
Record UpdatedJul 13, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2128 BECKETT DR, EL DORADO HILLS, CA 95762-5201

Mortgage

Document Number0000000546
DateJun 30, 2022
Instrument2022063000546
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1801 FERRY CIR, FOLSOM, CA 95630-4017
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 FERRY CIR 101, 101, FOLSOM, CA 95630-4017

Mortgage

Document Number3110000000877
DateMar 11, 2021
Book Page20210311/877
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1801 FERRY CIR, FOLSOM, CA 95630-4017
Document Number2001270966
Instrument DateDec 9, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 FERRY CIR #101 FOLSOM CA 956304017, 101, FOLSOM, CA 95630-4017

Mortgage

Document Number2001270966
DateJan 27, 2020
Instrument2001270966
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueJan 26, 2040

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMay 31, 2018
Property Address1801 FERRY CIR, FOLSOM, CA 95630-4017
Document Number1805311909
Instrument DateMay 22, 2018
Instrument1805311909
Transaction TypeTransfer
Record UpdatedJun 19, 2018
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$379.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 FERRY CIR #101 FOLSOM CA 956304017, 101, FOLSOM, CA 95630-4017

Mortgage

Document Number1805311910
DateMay 31, 2018
Instrument1805311910
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1801 Ferry Cir was $5,190 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$492,505 (+2%) Land $146,128 Building $346,377
2025$5,190.00 (+2.15%) Homeowner's exemption$482,849 Land $143,263 Building $339,586
2024$5,081.00 (+1.82%)
2023$4,990.00 (+22.97%) Homeowner's exemption$464,100 Land $137,700 Building $326,400
2022$4,058.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1801 Ferry Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1801 Ferry Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLSOM, CITY OF - MAIN
serves 80,969 people · EPA ID CA3410014
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Succeed.Net, Verizon.

Nearby Properties on Ferry Cir

Nearby Streets

Search Property Records by Address or Parcel Number