1903 Crescent Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1903 Crescent Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,098 sqft · built 1964
Lot Size	0.187 acres (8,154 sqft)
Owner	Company Name on File
Last Sale	$134,500 (Mar 2020)
Tax Bill	$4,414 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-260-016`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-260-016`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,098 sqft Building Perimeter
1st Floor Area	1,098 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,154 sqft (0.187 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1903 CRESCENT DR
City	CHAMPAIGN
State	IL
Zip	61821-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 146 SOUTHWOOD 3RD SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 3RD SUB
Legal Lot Number	146
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2010
Census Tract	1203

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1717 W KIRBY AVE, CHAMPAIGN, IL 61821-5507
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit BANKCHAMPAIGN NA
Mar 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANKCHAMPAIGN NA
Mar 4, 2020	Warranty Deed, Transfer · Commercial Mortgage IROQUOIS FSLA
May 8, 2017	Deed of Trust, Mortgage · Line of Credit BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Deed Document Number	20203382
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1903 CRESCENT DR, CHAMPAIGN, IL 61821-5825
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 BLUESTEM, SAVOY, IL 61874-8528

Mortgage

Document Number	0000000531
Date	Jan 13, 2026
Instrument	2026R00531

Lender

Name	BANKCHAMPAIGN NA
Type	Bank
Address	CHAMPAIGN, IL 61824

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1903 CRESCENT DR, CHAMPAIGN, IL 61821-5825
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004623
Date	Mar 11, 2022
Instrument	2022R04623

Lender

Name	BANKCHAMPAIGN NA
Type	Bank
Address	CHAMPAIGN, IL 61824

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 10, 2027

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 4, 2020
Property Address	1903 CRESCENT DR, CHAMPAIGN, IL 61821-5825
Document Number	0000003382
Instrument Date	Feb 19, 2020
Instrument	2020R03382
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1717 W KIRBY AVE # 269, 269, CHAMPAIGN, IL 61821-5507
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003383
Date	Mar 4, 2020
Instrument	2020R03383

Lender

Name	IROQUOIS FSLA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1903 CRESCENT DR, CHAMPAIGN, IL 61821-5825
Document Number	0000008514
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1814 KENSINGTON KNOLL DR CHAMPAIGN IL 618228538, CHAMPAIGN, IL 61822-8538

Mortgage

Document Number	0000008514
Date	May 17, 2017
Instrument	8514

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 16, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,530 (+33.55%) Land $20,790 Building $42,740	$190,590 (+33.55%) Land $62,370 Building $128,220
2024	$4,414.00 (+15.49%)
2022	$3,822.00 Homeowner's exemption	$47,570 Land $15,570 Building $32,000	$142,710 Land $46,710 Building $96,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink.

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