1902 Crescent Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1902 Crescent Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,026 sqft · built 1961
Lot Size	0.266 acres (11,588 sqft)
Owner	2 Individual Names on Record
Last Sale	$221,500 (Aug 2023)
Tax Bill	$4,457 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-278-025`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-278-025`

Interior

Full Baths	1 Bath
Building Area	1,026 sqft Building Perimeter
1st Floor Area	1,026 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	11,588 sqft (0.266 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1902 CRESCENT DR
City	CHAMPAIGN
State	IL
Zip	61821-5826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 SOUTHWOOD 2ND SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 2ND SUB
Legal Lot Number	100
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2000
Census Tract	1203

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1902 CRESCENT DR, CHAMPAIGN, IL 61821-5826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Aug 25, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Aug 25, 2017 · Amount on Record
Deed Document Number	202311805
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 18, 2023
Property Address	1902 CRESCENT DR, CHAMPAIGN, IL 61821-5826
Document Number	0000011805
Map Reference	DOC 629282
Instrument Date	Aug 17, 2023
Instrument	2023R11805
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1902 CRESCENT DR, CHAMPAIGN, IL 61821-5826

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1902 CRESCENT DR, CHAMPAIGN, IL 61821-5826

Mortgage

Document Number	0000011806
Date	Aug 18, 2023
Instrument	2023R11806

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1902 CRESCENT DR, CHAMPAIGN, IL 61821-5826
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005821
Date	Apr 14, 2020
Instrument	2020R05821

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2030

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 25, 2017
Property Address	1902 CRESCENT DR, CHAMPAIGN, IL 61821-5826
Document Number	0000016303
Map Reference	MB M PG96
Instrument Date	Aug 18, 2017
Instrument	2017R16303
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1902 CRESCENT DR, CHAMPAIGN, IL 61821-5826

Mortgage

Document Number	0000016304
Date	Aug 25, 2017
Instrument	2017R16304

Lender

Name	UNIVERSITY OF ILLINOIS EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,090 (+33.52%) Land $20,790 Building $43,300	$192,270 (+33.52%) Land $62,370 Building $129,900
2024	$4,457.00 (+15.41%)
2022	$3,862.00 Homeowner's exemption	$48,000 Land $15,570 Building $32,430	$144,000 Land $46,710 Building $97,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink.

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