1903 3rd St, Tipton, IA 52772 Property Records

Cedar County property record for 1903 3rd St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1965
Lot Size	0.563 acres (24,524 sqft)
Owner	Individual Name on File
Tax Bill	$2,852 (2026)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029014024520020`

Property Details

APN / Parcel Number

Primary APN	`029014024520020`
Alternative APN	`29002901402452002000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Basement Area	988 sqft
Finished Basement	900 sqft
Unfinished Basement	88 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,524 sqft (0.563 acres)
Garage Type	Mixed
Garage Area	1,616 sqft
Parking Spaces	6 Parking Spaces
Deck Area	80 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1903 3RD ST
City	TIPTON
State	IA
Zip	52772-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCHESTER L6-8 & VACALLEY EXC 30' X 72' TRCT L 6 BLK 19
Legal Range	03W
Legal Township	79N
Legal Section	02
Legal Subdivision	ROCHESTER
Legal Block	19
Legal Lot Number	6
Jurisdiction	CEDAR IA
Township / Civil Division	ROCHESTER
Census Block Group	6
Census Block	6020
Census Tract	450500

Owner

1903 3rd St is owned and occupied by an individual who acquired it in November 2007.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1903 3RD ST, TIPTON, IA 52772-9208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK & TRUST NA
Sep 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK
Jan 25, 2017	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 27, 2007
Transfer Doc	000873/219
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1903 3RD ST, TIPTON, IA 52772-9208
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001650/252
Date	May 25, 2022
Book Page	1650/252
Instrument	2022 1798

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 25, 2032

Interest

Rate Type	Fixed Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1903 3RD ST, TIPTON, IA 52772-9208
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001650/236
Date	May 25, 2022
Book Page	1650/236
Instrument	2022 1797

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1903 3RD ST, TIPTON, IA 52772-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1381/084
Date	Sep 7, 2017
Book Page	1381/084
Instrument	2017 2874

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	TIPTON, IA 52772

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2017: Correction Deed

Document Type	Correction Deed
Jurisdiction	CEDAR IA
Recording Date	Jan 25, 2017
Property Address	1903 3RD ST, TIPTON, IA 52772-9208
Document Number	001348/156
Book / Page	1348 / 156
Instrument Date	Jan 16, 2017
Instrument	2017 0211
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1903 3RD ST, TIPTON, IA 52772-9208

Tax Assessment & Valuation

The 2026 property tax bill for 1903 3rd St was $2,852 with a homeowner's exemption.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,852.00 Homeowner's exemption	$265,580 (-) Land $30,400 Building $235,180	$265,580 (-) Land $30,400 Building $235,180
2025	$2,852.00 (+16.31%) Homeowner's exemption	$265,580 Land $30,400 Building $235,180	$265,580 Land $30,400 Building $235,180
2024	$2,452.00
2023		$199,420 (+15.3%) Land $28,230 Building $171,190	$199,420 Land $28,230 Building $171,190
2022	$2,136.00 Homeowner's exemption	$172,960 Land $25,400 Building $147,560
2021			$172,960 Land $25,400 Building $147,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016)
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1903 3rd St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: Nextlink.

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