1891 3rd St, Tipton, IA 52772 Property Records

Cedar County property record for 1891 3rd St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1968
Lot Size	0.413 acres (17,990 sqft)
Owner	Individual Name on Record
Tax Bill	$2,486 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`029014024510030`

Property Details

APN / Parcel Number

Primary APN	`029014024510030`
Alternative APN	`29002901402451003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Finished Basement	975 sqft
Unfinished Basement	1,120 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,990 sqft (0.413 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	240 sqft
Patio Area	704 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1891 3RD ST
City	TIPTON
State	IA
Zip	52772-9114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCHESTER LOTS 9-10 BLK 20 & VAC ALLEY
Legal Range	03W
Legal Township	79N
Legal Section	02
Legal Subdivision	VILLAGE ROCHESTER
Legal Block	20
Legal Lot Number	9,10
Jurisdiction	CEDAR IA
Township / Civil Division	ROCHESTER
Census Block Group	6
Census Block	6015
Census Tract	450500

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1891 3RD ST, TIPTON, IA 52772-9114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit FREE STATE CREDIT UNION
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jun 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Dec 7, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY OF IOWA CREDIT UNION
Dec 1, 2017	Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Recording Date	Apr 8, 2026
Property Address	1891 3RD ST, TIPTON, IA 52772-9114
Document Number	0000000999
Book / Page	1814 / 296
Instrument Date	Apr 3, 2026
Instrument	2026999
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1891 3RD ST, TIPTON, IA 52772-9114

Mortgage

Document Number	0000000999,
Date	Apr 8, 2026
Book Page	1814/296
Instrument	2026999

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1891 3RD ST, TIPTON, IA 52772-9114
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001603/112
Date	Aug 5, 2021
Book Page	1603/112
Instrument	2021 2993

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1891 3RD ST, TIPTON, IA 52772-9114
Transaction Type	Mortgage
Record Updated	Sep 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001553/96
Date	Nov 4, 2020
Book Page	1553/96
Instrument	2020 3801

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 3, 2025

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1891 3RD ST, TIPTON, IA 52772-9114
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001654/25
Date	Jun 14, 2022
Book Page	1654/25
Instrument	2022 2052

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 13, 2027

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1891 3RD ST, TIPTON, IA 52772-9114
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1446/280
Date	Dec 7, 2018
Book Page	1446/280
Instrument	3993

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1891 3RD ST, TIPTON, IA 52772-9114
Transaction Type	Mortgage
Record Updated	Dec 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017 3857
Date	Dec 1, 2017
Book Page	1392/327
Instrument	2017 3857

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 5, 2022
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,486.00	$221,910 (-) Land $27,540 Building $194,370	$221,910 (-) Land $27,540 Building $194,370
2025	$2,486.00 (+26.06%)	$221,910 (+41.53%) Land $27,540 Building $194,370	$221,910 (+41.53%) Land $27,540 Building $194,370
2024	$1,972.00 (+12.81%)
2023		$156,790 (+16.72%) Land $22,950 Building $133,840	$156,790 (+16.72%) Land $22,950 Building $133,840
2022	$1,748.00	$134,330 Land $20,660 Building $113,670
2021			$134,330 Land $20,660 Building $113,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016)
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: Nextlink.

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