1816 Vale St, Champaign, IL 61822 Property Records

Champaign County property record for 1816 Vale St, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.322 acres (14,043 sqft)
Owner	Individual Name on Record
Last Sale	$399,500 (May 2004)
Tax Bill	$12,272 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-20-182-002`

Property Details

APN / Parcel Number

Primary APN	`03-20-20-182-002`

Exterior

Lot Area	14,043 sqft (0.322 acres)

Location & Zoning

Street Address	1816 VALE ST
City	CHAMPAIGN
State	IL
Zip	61822-3563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117 TRAILS EDGE 1 SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	TRAILS EDGE 1 SUB
Legal Lot Number	117
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1019
Census Tract	1205

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1816 VALE ST, CHAMPAIGN, IL 61822-3563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2004 · Amount on Record
Deed Sale	May 26, 2004 · Amount on Record
Prior Sale	Oct 14, 2003 · Amount on Record
Deed Document Number	200415919
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1816 VALE ST, CHAMPAIGN, IL 61822-3563
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013745
Date	Jun 14, 2021
Instrument	2021R13745

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Apr 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1816 VALE ST, CHAMPAIGN, IL 61822-3563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000590
Date	Jan 11, 2021
Instrument	2021R00590

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$163,360 (+30.73%) Land $32,520 Building $130,840	$490,080 (+30.73%) Land $97,560 Building $392,520
2024	$12,272.00 (+10.65%)
2022	$11,091.00 Homeowner's exemption	$124,960 Land $24,880 Building $100,080	$374,880 Land $74,640 Building $300,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream.

Nearby Properties on Vale St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures