1902 S Pacific St, #4, Oceanside, CA 92054 Property Records

San Diego County property record for 1902 S Pacific St, #4, Oceanside, CA 92054

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 5 ba · 3,596 sqft · built 1980
Lot Size	0.137 acres (5,954 sqft)
Owner	Company Name on File
Last Sale	$2,465,500 (Jan 2021)
Tax Bill	$37,220 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153-251-21-00`

Property Details

APN / Parcel Number

Primary APN	`153-251-21-00`
Alternative APN	`1533310100`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Units	3 Units
Building Area	3,596 sqft Living Area
Gross Area	2,790 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Multi-Family
Lot Area	5,954 sqft (0.137 acres)

Location & Zoning

Old Parcel Number	1533310100
Street Address	1902 S PACIFIC ST, 4
City	OCEANSIDE
State	CA
Zip	92054
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-1
Legal Description	BLK 6 LOT L TR 000622
Legal Subdivision	SOUTH OCEANSIDE CORR
Legal Tract	000622
Legal Block	6
Legal Lot Number	L
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	18102

Owner

1902 S Pacific St, #4 is owned by a company that acquired it in October 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1902 S PACIFIC ST, 4, OCEANSIDE, CA 92054
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Intrafamily Transfer, Transfer
Jan 11, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Prior Sale	Sep 8, 2005 · Amount on File
Deed Document Number	202120585
Last Transfer Date	Oct 20, 2021
Transfer Doc	0000758976
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2021
Property Address	1902 S PACIFIC ST # 4, 4, OCEANSIDE, CA 92054-5855
Document Number	0000758976
Map Reference	MAP 622
Instrument Date	Oct 20, 2021
Instrument	2021-0758976
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 S PACIFIC ST # 4, 4, OCEANSIDE, CA 92054-5855

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 11, 2021
Property Address	1902 S PACIFIC ST # 4, 4, OCEANSIDE, CA 92054-5855
Document Number	0000020585
Map Reference	MAP 622
Instrument Date	Dec 22, 2020
Instrument	2021-0020585
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1902 S PACIFIC ST # 4, 4, OCEANSIDE, CA 92054-5855

Mortgage

Document Number	0000020586
Date	Jan 11, 2021
Instrument	2021-0020586

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Feb 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 1902 S Pacific St, #4 was $37,220 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,397,833 (+2%) Land $2,296,487 Building $1,101,346
2025	$37,220.00 Homeowner's exemption	$3,331,209 Land $2,251,458 Building $1,079,751
2023	$28,337.00 (+1.54%) Homeowner's exemption	$2,564,601 Land $2,164,032 Building $400,569
2022	$27,908.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1902 S Pacific St, #4 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · Tropical Storm Hilary

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1902 S Pacific St, #4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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