1902 S 12th St, Waco, TX 76706 Property Records

McLennan County property record for 1902 S 12th St, Waco, TX 76706

Property Summary

Property TypeDuplex
Details4 bd · 4.5 ba · 3,894 sqft · built 2016
Lot Size0.189 acres (8,250 sqft)
OwnerCompany Name on File
Tax Bill$10,924 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN48-001600-025000-3

Property Details

APN / Parcel Number

Primary APN48-001600-025000-3
Alternative APNs
  • 4800160002500030111
  • 162102

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,894 sqft Living Area
1st Floor Area1,822 sqft
2nd Floor Area2,072 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleDuplex Single
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
DrivewayConcrete Driveway
Driveway Area3,010 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area826 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1902 S 12TH ST
CityWACO
StateTX
Zip76706-3237
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal DescriptionBAGBY LOT 13 BLOCK 16 ACRES .1894
Legal SubdivisionBAGBY
Legal Block16
Legal Lot Number13
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2005
Census Tract1900

Owner

1902 S 12th St, a duplex, is owned by a company that acquired it in August 2016.

Source: McLennan County records, as of August 27, 2026

Owner of RecordCompany Name on File
Mailing Address6024 PRESTON HAVEN DR, DALLAS, TX 75230-2967
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2016
Deed SaleAug 22, 2016
Prior SaleAug 31, 2015
Deed Document Number201627499
Prior Transfer DateAug 17, 2016
Prior Transfer Doc0000027499
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateAug 18, 2026
Property Address1902 S 12TH ST, WACO, TX 76706-3237
Document Number0000026613
Instrument DateAug 17, 2026
Instrument202626613
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address6024 PRESTON HAVEN DR, DALLAS, TX 75230-2967

Mortgage

Document Number0000026613,
DateAug 18, 2026
Instrument202626613
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 17, 2046
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1902 S 12th St was $10,924, up 2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$430,000 (-11.5%) Land $274,560 Building $155,440$430,000 (-11.5%) Land $274,560 Building $155,440
2025$10,924.00 (+1.96%)$485,900 Land $249,560 Building $236,340$485,900 Land $249,560 Building $236,340
2024$10,714.00
2023$475,000 Land $226,880 Building $248,120$475,000 Land $226,880 Building $248,120
2022$10,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1902 S 12th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims1 (1991)
Most Recent ClaimAug 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1902 S 12th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: Pavlov Media, T-Mobile.

Nearby Properties on S 12th St

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